Jigsaw Independent
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Jigsaw Independent
We'd been to see several other advisers before we saw James at Jigsaw. We thought we had got the best deal but Jigsaw managed to save us 8,300 in the first three years of our mortgage - Paul and Sarah. We were first time buyers and had no idea how to go about buying a house, we could never have done it without you. I've already recommended you to some of my friends - Shabina and Altaf.

A big thank you to your professional adviser, he has helped us build up our buy to let portfolio. We now have four investment properties and a guaranteed pension fund. Your advice has been invaluable and we could not have done it without you. Jigsaw Independent Mortgage Specialists LTD is Authorized and Regulated by the Financial Conduct Authority.
Services
Whatever kind of mortgage you are looking for, Jigsaw Independent Mortgage Specialists can help.
We have access to the whole of the mortgage market, including many exclusive deals unavailable on the high street.
In most cases we can get you a better mortgage deal than you would be able to if you were to apply to the mortgage lender direct.
Jigsaw Independent Mortgage Specialists LTD is Authorized and Regulated by the Financial Conduct Authority.
We are independent of any lender which means that we will search through hundreds of lenders and thousands of schemes to find the mortgage that best suits your needs.
We are independent of any insurance company which means that we will search through the market leading insurers to find you the best policy at the best price.
We are independent of any estate agents which means that wherever you are buying your house from you are assured that we are looking after your interests and not those of the estate agent or the person selling the house.
Whatever type of mortgage you are looking for we can help you to find the one that meets your needs.
With our help and guidance you need not be unprepared for the many mortgage choices available.
It is more than likely that at some point in our lives that we all will need to take out a mortgage to finance the purchase of a home.
Mortgages come with either a fixed or variable interest rate.
A fixed-rate mortgage is useful for budgeting purposes if you want to know what your monthly outgoings are going to be, but if the interest rates fall then you could lose out.
Buying a house is one of the most important purchases you will make, buying a house as a first time buyer will be an even more daunting prospect.
Over the following few pages we have a range of tips and advice for first time buyers on finding the right mortgage.
Terms such as "loan to value ratio", "income multiples" and "discounted mortgages" may all sound very confusing when someone explains things for the first time and it is important to get as much advice as possible.
Our mortgage advisors can explain any of these terms to you, and offer a free, no obligation mortgage quotation service.
Re-mortgaging has become very popular in recent years.
Competition from Lenders has increased, leading to a wide range of competitive UK re-mortgage products.
You will notice that a number of the best re-mortgage products offer a free legal service and even a free valuation on your property.
This means you can now transfer mortgage with no cost.
We offer all of our customers a FREE 'Mortgage Management Service'.
It all begins when your details are entered on our sophisticated database.
We will contact you on an annual basis from the date you have arranged your 1st mortgage.
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