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See the tables below for a selection of leading deals or use our independent mortgage advice service to compare the market. A repayment mortgage of 120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of 465.20 and 312 monthly payments of 565.39 and one final payment of 565.19.

Credit challenges? - We have lenders who will take into account previous defaults and missed payments. Raising Finance? - Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? This is because according to latest research* 36% of UK homeowners are sitting on their lender Standard Variable Rate (SVR). When you took out your mortgage there was a good chance that you were given an initial fixed term deal over 2,3 or 5 years.

At the end of the initial fixed term you will usually have been switched automatically to the lender's Standard variable Rate (SVR) of interest.
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A repayment mortgage of 120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of 465.20 and 312 monthly payments of 565.39 and one final payment of 565.19.
The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support.
See the tables below for a selection of leading deals or use our independent mortgage advice service to compare the market.
A repayment mortgage of 120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of 465.20 and 312 monthly payments of 565.39 and one final payment of 565.19.
Raising finance? - Looking to raise additional finance on top of your existing mortgage or buy to let mortgage?
A repayment mortgage of 120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of 465.20 and 312 monthly payments of 565.39 and one final payment of 565.19.
Our mortgage calculator above is simple and easy to use - and best of all, it's completely FREE.
It can help you to:.
Find the latest mortgage deals based on your income, property value, deposit and buyer status.
Compare interest only mortgage deals from lenders that will allow you to borrow 100% of your mortgage on this basis or on a part and part arrangement.
A repayment mortgage of 120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of 465.20 and 312 monthly payments of 565.39 and one final payment of 565.19.
An interest only mortgage is where you only repay the lender interest (not capital) on the mortgage or loan for the period of the borrowing.
The good news is that as a first time buyer there are some great deals if you are looking to get on the housing ladder for the first time.
If you require independent advice on your options please use our first time buyer mortgage advice service.
A repayment mortgage of 120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of 465.20 and 312 monthly payments of 565.39 and one final payment of 565.19.
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