Business Details
36 Years
experience
Your Trusted Mortgage Broker in Derby & Belper
Established in 1990, I.T. Mortgage Services has built a reputation for delivering tailored mortgage solutions across Derby, Belper, and the wider UK. With over 30 years of industry experience, our expertise spans first-time buyer mortgages, remortgaging, buy-to-let investments, and specialist support for self-employed clients. Our commitment to transparency and lifelong client relationships ensures ongoing mortgage reviews to maintain optimal deals.As a family-run business, we combine personal service with professional rigour, evidenced by over 200 five-star Google reviews. Our team, led by Ian Thompson and supported by Jamie Thompson, prioritises clear communication and flexibility, offering evening appointments and rapid responses. Recognised by the Financial Conduct Authority, we operate with integrity, ensuring clients receive impartial advice aligned with their unique circumstances.
Services
First Time Buyers
Remortgage
Moving Home
Buy to Let
Divorce Mortgages
Protection Plans
Details
- Year established: 1990
Highlights and features
- We offer 30 years of specialist mortgage expertise
- Our team provides flexible evening appointments to suit your schedule
- We guarantee prompt responses to all mortgage inquiries
- We conduct lifelong mortgage reviews to ensure optimal deals
- Our son-and-father team delivers personalised, local service
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
What people say
Excellent service
Very professional
Helped secure first home
Knowledgeable and patient
Highly recommend
Services
First Time Buyers
Guiding first-time buyers through mortgage applications, from affordability assessments to completion. We explain options clearly, ensuring clients understand borrowing limits and repayment terms. Our lifelong support includes future remortgage reviews to maintain competitive rates.
Remortgage
Helping clients avoid standard variable rates by identifying better deals. We assess existing mortgages, recommend product transfers or new arrangements, and facilitate applications to reduce payments or fund home improvements.
Buy to Let
Specialist advice for property investors, covering buy-to-let mortgage criteria, tax implications, and portfolio growth strategies. We ensure landlords secure competitive rates while understanding rental income requirements and regulatory compliance.
Protection Plans
Creating tailored protection strategies against life's uncertainties. We arrange life insurance, critical illness cover, and income protection policies to safeguard clients' financial stability during health crises or unexpected events.
Moving Home
Streamlining mortgages for clients purchasing new properties. We coordinate simultaneous sales and purchases, ensuring timely approvals to prevent chain delays while maintaining transparent communication throughout the process.
People
Ian Thompson
Mortgage Broker
With 30 years' experience since founding the business in 1990, Ian specialises in mortgage solutions for first-time buyers, landlords, and self-employed clients. His expertise has earned over 200 five-star reviews.
Jamie Thompson
Mortgage Advisor
Supporting clients alongside his father since joining the business, Jamie ensures seamless mortgage processing from application to completion, maintaining the firm's tradition of personalised service.
Questions
How long have you operated as a mortgage broker?
I have advised on mortgages in Derby for three decades, establishing I.T. Mortgage Services in 1990.
Do you charge fees for mortgage advice?
Typically no fee applies, though charges up to £750 may occur depending on individual circumstances.
Can you assist clients outside Derby and Belper?
While based in Derbyshire, we support clients nationwide through online consultations and telephone advice.
Do you specialise in self-employed mortgage applications?
Yes, having operated as a self-employed broker myself, I specialise in securing mortgages for self-employed individuals.
What protection services do you offer?
We arrange life insurance, critical illness cover, income protection, and family income benefit plans tailored to client needs.
