Business Details
9 Years
experience
Expert Mortgage Brokers in Fleet
Established in 2017, Simply Life and Mortgages provides impartial mortgage and life insurance advice tailored to individual client needs. Our CeMAP-certified advisors bring over 100 years of combined experience in property financing, offering comprehensive guidance across all mortgage types including fixed-rate, tracker, and buy-to-let options. We utilise advanced live-time sourcing systems to compare mortgage schemes directly, ensuring clients secure the most suitable deals at optimal rates.Our proactive approach includes timely notifications before mortgage scheme maturity to prevent unnecessary standard variable rate payments. As an Appointed Representative of HL Partnership Ltd, authorised and regulated by the Financial Conduct Authority, we maintain strict compliance with regulatory standards while prioritising client satisfaction through transparent, personalised service.
Services
Mortgage Advice
Life Insurance
Remortgaging
Buy-to-Let Mortgages
Protection Plans
Details
- Year established: 2017
Highlights and features
- We have CeMAP-certified advisors with over 100 years of combined mortgage experience
- Our live-time sourcing systems compare mortgage schemes directly for optimal rates
- Proactive notifications before mortgage scheme maturity prevent unnecessary payments
- FCA-regulated impartial advice tailored to individual client circumstances
- Dedicated team prioritises transparent communication and personalised service
Associations and certifications
- Financial Conduct Authority
What people say
5 star reviews
Exceed expectations
Dedicated team
Best possible rate
Tailored experience
Services
Mortgage Advice
Our CeMAP-certified advisors provide comprehensive mortgage advice covering all property financing options. We analyse thousands of schemes using live-time systems to identify optimal fixed-rate, tracker, and offset mortgages. Clients receive impartial recommendations tailored to their financial circumstances and long-term objectives.
Life Insurance
We offer tailored life insurance solutions to complement mortgage arrangements. Our protection plans ensure financial security for dependants while aligning with property financing commitments. Advisors assess individual requirements to recommend appropriate coverage levels and policy types.
Remortgaging
Our remortgaging service identifies opportunities to reduce repayments before existing schemes mature. Using advanced comparison tools, we secure competitive rates and improved terms. Clients benefit from proactive notifications and seamless transition processes to avoid standard variable rate penalties.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage advice caters to property investors' unique requirements. We navigate non-FCA-regulated schemes while ensuring compliance with tax regulations. Our service includes yield analysis, portfolio structuring, and landlord-specific financing options.
Protection Plans
Comprehensive protection plans safeguard against financial risks associated with property ownership. We provide critical illness cover, income protection, and mortgage payment protection tailored to individual circumstances and lender requirements.
Questions
What mortgage types do you specialise in?
We specialise in all mortgage types including fixed-rate, tracker, offset, capped rate, and buy-to-let mortgages. Our CeMAP-certified advisors provide impartial advice on residential and investment property financing options.
How do you tailor mortgage solutions?
We use live-time sourcing systems to compare thousands of schemes directly. Our advisors analyse your financial circumstances, long-term objectives, and property requirements to recommend optimal mortgage products with suitable repayment structures.
Are your services FCA regulated?
As an Appointed Representative of HL Partnership Ltd, our mortgage advice falls under FCA regulation. We maintain strict compliance with regulatory standards while providing transparent information about non-regulated buy-to-let mortgage options.
What fees apply for mortgage advice?
Fees vary depending on individual circumstances and are agreed before proceeding. Our transparent pricing structure ensures no hidden costs, with detailed explanations provided during initial consultation meetings.
How do you handle mortgage scheme maturity?
We proactively notify clients well in advance of scheme maturity dates. Our team identifies alternative options and arranges seamless transitions to prevent unnecessary standard variable rate payments.
Can you assist with life insurance?
Yes, we provide tailored life insurance solutions that complement mortgage arrangements. Our protection plans ensure financial security for dependants while aligning with property financing commitments.
