Business Details
Specialist Mortgage Brokers in Chorley
We are a dedicated team of mortgage specialists committed to simplifying the mortgage process for our clients. With over 100 years of combined experience in the financial services industry, we provide tailored solutions for complex cases, including bad credit mortgages, self-employed applications, and specialist lending. Our approach prioritises understanding individual circumstances rather than relying on automated systems. Recognised through multiple British Bank Awards, we work with a diverse panel of lenders to secure competitive deals that traditional high-street banks might overlook.Our advisers guide clients through every step, from initial consultation to completion, ensuring transparency and clarity throughout the process. We maintain strong regulatory compliance as an Appointed Representative of HL Partnership Limited, authorised by the Financial Conduct Authority. Our commitment to innovation is demonstrated through advanced technology that compares thousands of mortgage products to find optimal matches for unique client needs.
Services
Specialist Mortgages
Bad Credit Mortgages
Remortgages
Commercial Mortgages
Bridging Finance
Highlights and features
- Over 100 years of combined mortgage industry experience
- Personalised approach to complex mortgage cases
- Access to 200+ specialist lenders including private banks
- Award-winning service recognised by British Bank Awards
- Transparent fee structure from 195 to 1,295
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Made the impossible possible
Stress-free process
Services
Specialist Mortgages
We provide tailored mortgage solutions for non-standard situations including bad credit history, self-employment, and unique property types. Our advisers access specialist lenders to secure competitive rates for clients who struggle with traditional high-street banks. With over 100 years combined experience, we focus on individual circumstances rather than automated decisioning systems.
Bad Credit Mortgages
Our team specialises in helping clients with poor credit ratings secure mortgage approval through specialist lenders. We work with borrowers who have defaults, CCJs, or low credit scores to find suitable mortgage products. Our advisers explain options clearly and guide clients through the application process with transparency.
Commercial Mortgages
We arrange commercial mortgages for business premises, investment properties, and portfolios through 200+ lenders. Our services include owner-occupier mortgages, investment mortgages, and medium-term loans secured against commercial property. We work with businesses of all sizes to structure appropriate financing solutions.
Remortgaging
We help homeowners remortgage to better rates or release equity through our panel of 200+ lenders. Our advisers assess current mortgage arrangements and identify opportunities to reduce payments or access property equity. We handle the entire process from initial assessment to completion.
Bridging Finance
We provide bridging loans for property transactions requiring quick completion. Our network of specialist lenders offers flexible short-term financing solutions for property purchases, renovations, or business needs secured against residential or commercial property.
People
Shaun Evans
CEO
With over 20 years in financial services, Shaun has built and enhanced multiple financial service companies. He leads our strategic direction and maintains our commitment to specialist mortgage solutions.
Alistair Jameson
Operations
Alistair brings 20+ years of compliance expertise from major IFA networks. He manages our operational processes and ensures regulatory compliance across all mortgage transactions.
Andrew Morrison
Marketing
Andrew has 15 years of strategic marketing experience in financial services. He leads our client communication initiatives and develops educational resources for mortgage applicants.
Questions
What types of specialist mortgages do you offer?
We provide bad credit mortgages, self-employed mortgages, commercial mortgages, bridging finance, and later-life lending solutions tailored to individual circumstances.
Can you help with mortgage applications after rejection?
Yes, we specialise in helping clients who have been declined by high-street banks through our network of specialist lenders.
How much can I borrow with a bad credit mortgage?
Loan amounts depend on individual circumstances, with options up to 75% of property value through specialist lenders.
What fees are involved in your mortgage services?
Our fees range from £195 to £1,295 depending on case complexity, with full transparency before proceeding.
Do you offer commercial mortgage solutions?
Yes, we arrange commercial mortgages, invoice finance, and merchant cash services through 200+ lenders.
