Business Details
21 Years
experience
Expert Mortgage Brokers in Lichfield | Easylife Mortgages
Established in 2005, Easylife Mortgages provides straightforward, professional mortgage advice tailored to individual client needs. Our team utilises advanced sourcing software updated daily to identify the latest mortgage deals, supporting first-time buyers, home movers, remortgagers, and buy-to-let investors. We simplify complex mortgage processes, offering transparent guidance from initial consultation to completion.As an FCA-regulated firm, we prioritise client protection through tailored insurance solutions and maintain a commitment to long-term relationships built on trust and expertise. Our fee structure is clearly defined, with standard applications capped at 499 and complex cases at 699, ensuring clarity for all clients.
Services
First Time Buyers
Remortgages
Buy to Let
Purchase Mortgages
Life Insurance
Critical Illness Cover
Home Insurance
Landlords Cover
Mortgage Advice
Protection Services
Details
- Year established: 2005
Highlights and features
- We are FCA regulated for your protection
- We use daily updated software to find the latest mortgage deals
- We handle complex cases including adverse credit and corporate buy-to-let
- Our transparent fee structure has no hidden costs
- We offer tailored protection packages for mortgage security
Associations and certifications
- Financial Conduct Authority
Services
First Time Buyers
We specialise in guiding first-time buyers through the mortgage process with clear, jargon-free advice. Our tailored solutions consider individual financial circumstances to secure competitive rates. With access to the entire market, we help clients navigate deposits, affordability checks, and legal requirements.
Buy to Let
Our buy-to-let expertise covers portfolio management, tax-efficient structures, and landlord insurance. We work with investors to identify properties with strong rental yields and secure financing options. The Financial Conduct Authority does not regulate most buy-to-let mortgages, allowing greater flexibility in our recommendations.
Remortgages
We help homeowners reduce monthly payments or release equity through remortgaging. Our process includes assessing current deals, identifying better rates, and managing the transition seamlessly. We specialise in complex cases involving adverse credit or debt consolidation requirements.
Mortgage Protection
We offer tailored protection packages to cover mortgage payments during long-term illness or unemployment. Our critical illness cover and life insurance solutions safeguard against repossession risks. These services are provided through third-party specialists with transparent terms.
Complex Cases
We handle challenging mortgage scenarios including adverse credit, corporate buy-to-let, and shared ownership schemes. Our team has expertise in portfolio landlord financing and right-to-buy arrangements. We provide detailed assessments to secure approvals for non-standard applications.
Questions
Are your mortgage services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority for most mortgage activities.
What fees do you charge for mortgage applications?
Standard cases cost up to £499, while complex applications including adverse credit or corporate structures cost up to £699.
Do you offer protection services for mortgage payments?
Yes, we provide tailored insurance solutions to cover mortgage payments during unemployment or illness through third-party providers.
Can you help with buy-to-let mortgages?
Yes, we specialise in buy-to-let mortgages including portfolio management and landlord insurance solutions.
How do you find the best mortgage deals?
We use professional sourcing software updated daily to access the entire mortgage market's latest offers.
