Business Details
Expert Financial Advisers in Dover, Kent
Lancaster-Hill Investment Management is a family-run firm of financial advisers based in Dover, UK, with decades of combined experience in providing tailored financial solutions. We prioritise understanding our clients' unique needs, aspirations, and financial circumstances to create long-term strategies that align with their goals. As independent advisers, we offer access to a broad range of products and services, ensuring unbiased recommendations focused on investment growth, retirement planning, tax efficiency, and legacy protection. Our process begins with a comprehensive financial review, followed by detailed reporting and face-to-face meetings to explain recommendations clearly.We operate with transparency, disclosing fees openly and maintaining a client-centric approach. Our team, including Michael Hillary and Joanne Hillary, combines deep industry expertise with a commitment to treating clients' investments as if they were their own. We serve both individuals and businesses, with a focus on building trust through reliability, professionalism, and consistent communication. Our clients benefit from regular reviews, prompt responses to queries, and a dedication to staying ahead of market changes. Recognised for our ethical standards and client-first ethos, we aim to simplify complex financial decisions while safeguarding our clients' futures.
Services
Financial Planning
Mortgage Advice
Pension Management
Taxation Strategies
Life Assurance
Investment Portfolios
Health Insurance
Estate Planning
Retirement Planning
Risk Assessment
Highlights and features
- We are independent financial advisers with access to a broad range of products.
- Our family-run team combines decades of experience with personalised service.
- We prioritise long-term client relationships built on trust and transparency.
- Regular reviews ensure your financial plan adapts to life's changing circumstances.
- FCA-authorised and committed to the highest regulatory standards.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Professional and efficient
Knowledgeable and approachable
Treats investments as own
Regular updates provided
Pleasure to work with
Services
Financial Planning
Our financial planning service helps clients achieve long-term goals through tailored strategies. We assess your current financial status, risk tolerance, and objectives to create comprehensive plans covering investments, retirement, and tax efficiency. With regular reviews and market expertise, we ensure your plan evolves with life changes while maintaining compliance with regulatory standards.
Mortgage Advice
We provide independent mortgage advice covering all major product types, including fixed-rate, tracker, and offset mortgages. Our service includes affordability assessments, remortgaging strategies, and guidance on first-time buyer schemes. We help clients navigate lending criteria while considering long-term financial implications and regulatory requirements.
Pension Management
Our pension management service covers workplace pensions, self-invested personal pensions (SIPPs), and state pension optimisation. We offer consolidation strategies, contribution planning, and retirement income projections. With expertise in tax-efficient withdrawals and inheritance planning, we ensure clients maximise their retirement savings while adhering to FCA regulations.
Taxation Strategies
We specialise in legal tax reduction strategies focusing on capital gains, income tax, and inheritance tax. Our services include tax-efficient investment structures, trust planning, and business owner tax strategies. While not regulated for tax advice, we collaborate with accountants to ensure comprehensive solutions aligned with your financial goals.
Life Assurance
Our life assurance solutions provide financial security for dependants through term life, whole-of-life, and critical illness cover. We assess individual needs to recommend appropriate coverage levels and policy structures. The service includes regular reviews to ensure ongoing suitability as life circumstances change over time.
People
Michael Hillary
Partner
With over 30 years' experience, Michael Hillary specialises in investment management and retirement planning. He combines technical expertise with a client-focused approach, treating investments as if they were his own. His dedication to transparency and long-term relationships has earned consistent client praise.
Joanne Hillary
Partner
Joanne Hillary brings specialist knowledge in pensions and tax-efficient investments. As a second-generation adviser, she combines inherited expertise with modern financial strategies. Clients highlight her articulate communication style and commitment to delivering practical solutions for complex financial challenges.
Questions
What financial services do you specialise in?
We specialise in financial planning, mortgage advice, pension management, tax strategies, life assurance, and investment portfolios tailored to individual and business needs.
Are you independent financial advisers?
Yes, we are independent advisers with access to the full market, ensuring unbiased recommendations across all financial products and services.
How do you charge for your services?
Our fees depend on the service complexity and your specific requirements. We always disclose charges transparently before starting any work.
Do you work with both individuals and businesses?
Yes, we provide financial solutions for both private clients and businesses, including investment strategies, pension schemes, and corporate financial planning.
