Business Details
Your Trusted Mortgage Broker in Kendal
Stead Mortgages is an impartial mortgage advisory service with over 15 years of experience in helping clients navigate the complexities of home ownership and property investment. As a CeMAP-qualified broker, we specialise in providing tailored mortgage solutions for first-time buyers, home movers, buy-to-let investors, and commercial property purchasers. Our whole-of-market approach grants access to thousands of mortgage products, including exclusive deals unavailable to the general public. We prioritise financial clarity and long-term suitability, offering comprehensive advice on mortgage structures, protection policies, and associated legal services.Our team maintains strong partnerships with conveyancers, surveyors, and legal professionals to deliver a seamless property transaction experience. With a focus on transparency and client education, we ensure clients understand all financial implications and commitments. Our track record demonstrates consistent success in securing optimal mortgage solutions across varying economic conditions. We operate from Kendal, Cumbria, while serving clients nationwide, maintaining a reputation for exceptional service quality and professional integrity.
Services
Mortgage Advice
Protection Policies
Conveyancing Services
Property Surveys
Wills Preparation
Highlights and features
- We have over 15 years of experience in mortgage advisory services
- Our team holds CeMAP industry benchmark qualifications
- We offer access to exclusive mortgage deals unavailable to the public
- We provide tailored solutions for both residential and commercial properties
- We maintain professional partnerships for complete property transaction support
Associations and certifications
- CeMAP
- Financial Conduct Authority
What people say
Exceptional service
Professional and efficient
Smooth process
Knowledgeable and attentive
First-rate service
Services
Mortgage Advice
We provide impartial mortgage advice tailored to individual financial circumstances. Our CeMAP-qualified brokers access thousands of products including exclusive deals unavailable to the public. With expertise in residential and commercial mortgages, we help clients secure optimal solutions for first-time purchases, remortgaging, and investment properties.
Protection Policies
Our protection services include life cover, critical illness insurance, and income protection tailored to mortgage requirements. We help clients secure comprehensive coverage for property-related risks including landlords protection and buildings insurance. Our advice ensures financial security for homeowners and investors.
Conveyancing Services
We connect clients with trusted conveyancers for property transactions. Our network includes specialists in residential and commercial property law. We facilitate smooth ownership transfers through vetted legal professionals who handle documentation and compliance requirements efficiently.
Property Surveys
We arrange professional property surveys including building inspections and condition reports. Our partners provide detailed assessments to identify structural issues and maintenance requirements. We help clients understand survey findings and negotiate property prices accordingly.
Wills Preparation
We facilitate will writing services through professional partners. Our network helps clients ensure property inheritance aligns with personal wishes. We provide guidance on including real estate assets in legal wills for estate planning purposes.
People
Kevin Stead
Mortgage Broker
Kevin Stead is a CeMAP-qualified mortgage broker with over 15 years of experience in residential and commercial property financing. He specialises in whole-of-market mortgage solutions and maintains professional partnerships to support complete property transactions.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, remortgaging, buy-to-let investments, and commercial property financing across Cumbria and the UK.
How much are your advisory fees?
Our typical mortgage advisory fee is £649, though this may vary depending on individual circumstances and transaction complexity.
Do you offer protection policies?
Yes, we offer life cover, critical illness insurance, income protection, and property insurance policies tailored to mortgage requirements.
Can you help with property legal work?
We connect clients with trusted conveyancers for property transactions, including both local and national legal professionals.
Do you provide property survey services?
Yes, we arrange property surveys through a national survey company offering home buyer reports, building surveys, and structural assessments.
