Business Details
Trusted Mortgage Brokers in Northern Ireland
Mortgages Northern Ireland is a dedicated mortgage advisory service operating across Northern Ireland. Established to provide transparent, fee-free guidance, we specialise in connecting clients with tailored mortgage solutions through our network of experienced advisers. As part of the First Complete Limited group, we are fully regulated by the Financial Conduct Authority, ensuring compliance with the highest industry standards. Our team of seasoned professionals brings extensive expertise in navigating mortgage markets, from first-time purchases to complex buy-to-let portfolios. We prioritise client needs by offering bespoke advice without hidden costs, leveraging our relationships with a wide range of lenders.Our process begins with a comprehensive consultation to understand individual financial circumstances, followed by a strategic search for suitable mortgage products. We maintain transparency throughout, ensuring clients receive clear information about terms, risks, and obligations. Our commitment to accessibility is reflected in flexible appointment options, including home visits, and prompt response times during operating hours. We adhere to strict data protection protocols to safeguard client information. With a focus on long-term client relationships, we provide ongoing support from initial inquiry to mortgage completion and beyond.
Services
First Time Buyer Mortgages
Buy to Let Mortgages
Re-mortgage Services
Self-Build Mortgages
Self-Employed Mortgages
Highlights and features
- We offer completely free mortgage advice with no hidden fees.
- Our advisers are FCA-regulated with extensive industry experience.
- We access a comprehensive range of mortgage products nationwide.
- We provide transparent information about all mortgage terms and risks.
- We offer flexible appointment options including home visits.
Associations and certifications
- Financial Conduct Authority
Services
First Time Buyer Mortgages
We specialise in helping first-time buyers navigate the mortgage process with expert guidance. Our advisers assess individual circumstances to identify suitable low-deposit schemes and competitive rates. We explain government schemes like Right to Buy and Co-Ownership to maximise purchasing opportunities.
Buy to Let Mortgages
Our buy-to-let specialists help investors secure financing for rental properties. We provide market analysis to identify optimal investment opportunities and connect clients with lenders offering competitive buy-to-let rates and flexible terms.
Re-mortgage Services
We help homeowners reduce monthly payments by finding better mortgage deals. Our service includes equity release options, debt consolidation strategies, and term adjustments while ensuring clients understand all associated risks.
Self-Build Mortgages
Our self-build mortgage service supports clients constructing their own homes. We guide applicants through specialist lending criteria, phased funding arrangements, and budget planning to ensure successful project completion.
Self-Employed Mortgages
We assist self-employed individuals in securing mortgages by demonstrating income through accounts and tax returns. Our advisers work with lenders that specialise in non-standard income verification to maximise approval chances.
People
Mind My Mortgage Ltd
Registered Company
Registered mortgage advisory firm operating under FCA regulation as Mind My Mortgage Ltd, providing fee-free services across Northern Ireland through experienced appointed representatives.
Questions
What mortgage types do you offer?
We provide first-time buyer, buy-to-let, remortgage, self-build, and self-employed mortgages through our network of lenders across Northern Ireland.
How much does your advice cost?
Our mortgage advice is completely free with no hidden fees, application charges, or administration costs for our services.
Are you regulated by financial authorities?
Yes, we operate as an appointed representative of First Complete Limited, authorised and regulated by the Financial Conduct Authority.
How long does the mortgage process take?
Most lenders can issue a mortgage offer within 10 days of application, with our team tracking progress until completion.
Can you help with bad credit mortgages?
While not explicitly mentioned, our advisers can explore specialist lenders and options for clients with adverse credit histories.
Do you offer online mortgage tools?
Yes, we provide mortgage calculators and energy performance certificate information through our website to help clients make informed decisions.
