Business Details
Trusted Mortgage & Financial Advisers in Blyth
Summers Financial Services is a dedicated mortgage brokerage and financial advisory firm with decades of combined experience in property and financial services. Our team specialises in providing impartial advice tailored to individual client needs, covering mortgages, insurance, and protection products. We operate with transparency, charging no fees to clients and maintaining independence from lenders. With a deep understanding of both local and national markets, we offer flexible consultations through office visits, home visits, or remote communication. Our FCA-authorised status ensures adherence to rigorous regulatory standards, while our commitment to clear, jargon-free communication builds lasting client relationships.We prioritise long-term client satisfaction over short-term gains, evidenced by our repeat business and referrals. Our expertise spans first-time purchases, remortgaging, buy-to-let investments, and complex cases involving adverse credit histories. We also provide comprehensive insurance solutions, including life cover and income protection. Our service extends beyond transactions, offering ongoing support to adapt to clients' evolving financial needs.
Services
Mortgages
Life Insurance
Income Protection
Buildings Insurance
Secured Loans
Highlights and features
- We offer impartial advice with no client fees.
- Our team has 40 years combined experience in financial services.
- We provide flexible consultations including evenings and weekends.
- FCA-authorised with rigorous regulatory compliance standards.
- We tailor mortgage solutions to individual client circumstances.
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Very helpful
Great deal
Top notch
Highly recommended
Services
Mortgages
We provide whole-of-market mortgage solutions tailored to individual circumstances. Our services include first-time buyer mortgages, remortgaging, buy-to-let investments, and commercial mortgages. With access to lenders across the UK, we help clients secure competitive rates while explaining all options clearly without jargon. Our FCA-authorised advisors ensure compliance with regulatory standards.
Life Insurance
We offer life insurance policies designed to protect families financially in case of unexpected death. Our solutions include term life cover and critical illness cover, with flexible payment options. We help clients understand policy terms, exclusions, and benefits to ensure appropriate coverage levels for their specific needs and financial commitments.
Income Protection
Our income protection policies provide financial security if clients cannot work due to illness or redundancy. We offer tailored solutions considering individual employment circumstances and financial obligations. Policies help maintain living standards during difficult periods while ensuring mortgage payments and other commitments remain covered.
Buildings Insurance
We provide comprehensive buildings and contents insurance for residential properties. Our policies meet lender requirements while offering additional protections against common risks. We help clients understand coverage limits, excess amounts, and policy conditions to ensure adequate protection for their property investments.
Secured Loans
We advise on secured loan options for homeowners needing additional funds. Our services cover loan structuring, repayment terms, and risk assessments. We explain how securing short-term debts against property affects long-term financial commitments, ensuring clients understand total repayment costs and potential risks involved.
People
Ian Summers
Founder
With over 20 years in financial services, Ian holds CEmap and FPC qualifications. He specialises in mortgage broking and financial planning, focusing on North-East markets. His expertise includes complex cases involving adverse credit and self-employed clients.
Clare Summers
Co-Founder
Clare brings extensive mortgage market knowledge and client relationship management skills. She works closely with clients throughout the mortgage process, ensuring clear communication and timely completions. Her experience spans first-time buyer schemes and property investment financing.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, Summers Financial Services (NE) Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) under reference number 780042.
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgages, buy-to-let investments, commercial mortgages, adverse credit solutions, and new build property financing across the UK market.
Do you charge fees for your services?
No, we do not charge clients any fees. Our income comes from mortgage lenders or insurance providers through commission arrangements.
How long does the mortgage process take?
While varying by individual circumstances, we typically complete mortgage arrangements within 4-8 weeks, maintaining regular communication throughout the process.
Can you help with adverse credit mortgages?
Yes, we specialise in helping clients with adverse credit histories secure mortgage solutions, leveraging our extensive lender network and experience in complex cases.
