Welcome to 1st Mortgage Services, we're a non-judgemental, supportive and friendly mortgage and insurance broker based in Thirsk, North Yorkshire. We specialise in getting the most suitable mortgages for our clients from a curated list of 70 of the very best lenders. We've done the hard work - we've already built fantastic relationships with these lenders, so you don't have to.
Our service is completely tailored to fit your requirements. We cater for all parts of the mortgage market and clients nationwide. Customer service is everything for 1st Mortgage Services - selecting a mortgage lender and knowing which is the right product for you can be a complex and time-consuming exercise. Julie and her team make this easy - they offer sound, reliable and friendly advice, taking the headache out of this important life decision.
The team carry out their work over the phone, via email and by post - plus home visits, at times to suit the client, are also on offer. Given my experience, I feel that the company/individual operate in such a way that treating customers fairly is central to their culture.
Our service is completely tailored to fit your requirements. We cater for all parts of the mortgage market and clients nationwide. Customer service is everything for 1st Mortgage Services - selecting a mortgage lender and knowing which is the right product for you can be a complex and time-consuming exercise. Julie and her team make this easy - they offer sound, reliable and friendly advice, taking the headache out of this important life decision.
The team carry out their work over the phone, via email and by post - plus home visits, at times to suit the client, are also on offer. Given my experience, I feel that the company/individual operate in such a way that treating customers fairly is central to their culture.
Services
Julie is owner & founder of 1st Mortgage Services - A Mortgage & Insurance Adviser since 1998, started the business in 2008 with the passion to help clients financial well being throughout their lives Nationwide.
Looking at Mortgages & Insurances to protect their lovely homes & lifestyles.
Looks after clients in the Harrogate, Ripon area.
Again being a Mortgage Adviser for around 20 years, Pamela helps clients with complex needs and has many years experience to pass on to clients whom may not be in a situation that's straight forward.
Looking at Mortgages & Insurances to protect their lovely homes & lifestyles.
Looks after clients in the Harrogate, Ripon area.
Again being a Mortgage Adviser for around 20 years, Pamela helps clients with complex needs and has many years experience to pass on to clients whom may not be in a situation that's straight forward.
New to the housing market?
Not sure what using a mortgage adviser would entail?
Here at 1st Mortgage Services, we offer non-judgemental, supportive and friendly advice to support you through the house-buying process, from beginning to end.
As we've already done the hard work in building fantastic relationships with lenders, we have access to a wide range of mortgages and will find the best one for you.
Take a look at our video to see what to expect from our service and give us a call on 01845 501830 to get you moving today!
Not sure what using a mortgage adviser would entail?
Here at 1st Mortgage Services, we offer non-judgemental, supportive and friendly advice to support you through the house-buying process, from beginning to end.
As we've already done the hard work in building fantastic relationships with lenders, we have access to a wide range of mortgages and will find the best one for you.
Take a look at our video to see what to expect from our service and give us a call on 01845 501830 to get you moving today!
Don't just assume your existing lender has the best deal for you!
Contact us to review your mortgage.
We'll discuss your plans with you, as there's every chance this could alter what rate you chose now.
If you already have a mortgage on your home, you could be considering a remortgage to get a better deal than you currently have.
There are a number of reasons that people look to remortgage their properties.
Understanding why you want to remortgage is important before you go ahead and sign on the dotted line.
Contact us to review your mortgage.
We'll discuss your plans with you, as there's every chance this could alter what rate you chose now.
If you already have a mortgage on your home, you could be considering a remortgage to get a better deal than you currently have.
There are a number of reasons that people look to remortgage their properties.
Understanding why you want to remortgage is important before you go ahead and sign on the dotted line.
When you are in the position to be able to buy a property to rent out, you will need to start looking into buy to let mortgages.
They are not the same as the conventional mortgages out there that you use to buy your own house, which means our research is important here.
For a buy to let mortgage, you'll need a larger deposit and you will face higher fees with a higher rate of interest.
Lenders calculate what you can borrow using a Rental Income Ratio calculation and all the lenders have different calculations.
They are not the same as the conventional mortgages out there that you use to buy your own house, which means our research is important here.
For a buy to let mortgage, you'll need a larger deposit and you will face higher fees with a higher rate of interest.
Lenders calculate what you can borrow using a Rental Income Ratio calculation and all the lenders have different calculations.
Firstly do not feel embarrassed!
1st Mortgage Services are there to help you find the right mortgage for your bad credit situation.
There are always deals available, you just need a helping hand to find them.
When you have adverse credit, you are most likely under the impression you won't get the chance to own your own home.
Here's the thing: bad credit doesn't have to mean that you're stuck in a cycle of renting for the rest of your life.
If you know where to look, there are places that will accept you for a mortgage with bad credit.
1st Mortgage Services are there to help you find the right mortgage for your bad credit situation.
There are always deals available, you just need a helping hand to find them.
When you have adverse credit, you are most likely under the impression you won't get the chance to own your own home.
Here's the thing: bad credit doesn't have to mean that you're stuck in a cycle of renting for the rest of your life.
If you know where to look, there are places that will accept you for a mortgage with bad credit.
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