Business Details
14 Years
experience
Expert Mortgage Brokers in Atherton
At Chartwell Mortgage Services, we have been providing expert mortgage and protection advice to UK customers for over 13 years. Our business is built on core values of transparency, integrity, and accountability, ensuring every client receives tailored solutions aligned with their unique needs. With a team of highly skilled advisers and underwriters, we offer comprehensive market analysis, access to exclusive deals, and a streamlined application process supported by cutting-edge technology.Our commitment extends beyond mortgages, as we prioritise safeguarding clients through bespoke protection plans and holistic financial planning services. Recognised for our exceptional customer service, we pride ourselves on delivering mortgage offers within 16 days while maintaining a duty of care that has earned us the trust of first-time buyers, home movers, and buy-to-let investors alike.
Services
Mortgages
Protection Insurance
Home Insurance
Financial Planning
Buy to Let
Details
- Year established: 2012
Highlights and features
- We have 13 years of experience in UK mortgage advisory services
- Our team is authorised and regulated by the Financial Conduct Authority
- We guarantee mortgage offers within 16 days of application
- We provide access to exclusive mortgage deals unavailable to the public
- Our advisers offer jargon-free explanations and 24/7 query resolution
Associations and certifications
- Financial Conduct Authority
What people say
Outstanding service
Very professional
Quick response time
Best mortgage deals
Highly recommend
Services
Mortgage Advisory
We provide comprehensive mortgage advisory services covering residential, buy-to-let, and new build properties. Our FCA-regulated advisers conduct full affordability assessments and market analyses to recommend suitable products. With access to exclusive deals, we streamline the application process through our dedicated underwriting team while maintaining transparent fee structures.
Protection Insurance
Our specialist protection team assesses life insurance, critical illness cover, and income protection requirements. We partner with multiple providers to recommend tailored policies that safeguard clients' financial security. This service ensures mortgage holders maintain home ownership protection against unforeseen circumstances through competitively priced coverage options.
Financial Planning
Chartwell offers holistic financial planning covering retirement strategies, tax efficiency, and investment management. Our approach combines market expertise with personal circumstances analysis to create sustainable wealth growth plans. We provide ongoing portfolio reviews and market updates to ensure clients' financial objectives remain aligned with their evolving needs.
Home Insurance
Through our partnership with Safe & Secure, we offer comprehensive home insurance solutions. Our clients receive tailored buildings and contents coverage from a panel of 32 insurers, with expert guidance on policy selection. We ensure seamless setup of insurance protection concurrent with mortgage completion to provide complete home-buying security.
Buy to Let Mortgages
We specialise in buy-to-let mortgage solutions with competitive rental income assessment criteria. Our service includes landlord-specific product comparisons, portfolio management strategies, and regulatory compliance guidance. Investors benefit from dedicated case handlers who streamline documentation processes for multiple property acquisitions.
Questions
What mortgage types do you offer?
We provide advice on all residential and buy-to-let mortgages including first-time buyer schemes, remortgages, new builds, and specialist products through our whole-of-market panel.
How much can I borrow for a mortgage?
Borrowing capacity depends on income, outgoings, and credit history. Our advisers conduct detailed affordability assessments to recommend sustainable loan amounts tailored to your circumstances.
Are there additional fees for mortgage advice?
Our standard advice fee ranges from £299 to £499, though we waive fees for mortgages arranged through our associated new homes developers.
Do you offer protection insurance with mortgages?
Yes, we recommend tailored protection policies including life insurance, critical illness cover, and income protection to safeguard your mortgage commitments against unforeseen events.
How quickly can you process a mortgage application?
We commit to delivering mortgage offers within 16 days through our streamlined application process supported by dedicated underwriting specialists.
Can first-time buyers get specialised support?
Absolutely. Our team provides jargon-free guidance specifically for first-time buyers, explaining all options clearly and simplifying the home purchase process from start to completion.
