Business Details
27 Years
experience
Expert Mortgage Brokers in Beverley
Established in 1999, Millennium Mortgages has built a reputation as a trusted mortgage brokerage firm serving clients across the UK. Our team of fully qualified advisers brings decades of combined experience in mortgage and protection advice, offering tailored solutions for first-time buyers, home movers, landlords, and those with complex financial circumstances. We operate as an appointed representative of PRIMIS Mortgage Network, authorised and regulated by the Financial Conduct Authority, ensuring our advice adheres to the highest industry standards. Our commitment to a personable, no-pressure approach has enabled us to maintain long-term client relationships, with the same dedicated broker guiding clients from initial consultation through to mortgage completion.With physical hubs in Beverley, Huddersfield, Wakefield, and Driffield, we combine local expertise with nationwide accessibility through digital consultation platforms. Our fee structure remains transparent, with a typical advice fee of 399 and commission received from lenders, ensuring our recommendations remain impartial and client-focused.
Services
First Time Buyer Mortgages
Buy To Let Mortgages
Remortgaging
Self-Employed Mortgages
Bad Credit Mortgages
Later Life Lending
Bridging Loans
Holiday Let Mortgages
Details
- Year established: 1999
Highlights and features
- We offer FCA-regulated mortgage advice with transparent fee structures
- Our team includes mortgage specialists with over 25 years' industry experience
- We provide impartial advice across 10,000+ mortgage products
- We offer dedicated broker support from initial consultation to completion
- We combine local Yorkshire expertise with nationwide digital accessibility
Associations and certifications
- Financial Conduct Authority
What people say
Amazing to work with
Stress-free process
Conscientious approach
Master of all things mortgages
Very informative
Services
First Time Buyer Mortgages
Specialist guidance for first-time property purchases, navigating government schemes and lender criteria. Our advisers help clients understand affordability assessments, deposit requirements, and mortgage product selection. We provide ongoing support through the entire purchase process, ensuring clients secure suitable long-term mortgage solutions.
Buy To Let Mortgages
Tailored financing solutions for property investors, including portfolio management and limited company structures. Our specialists advise on yield calculations, lender-specific criteria, and tax-efficient strategies. We maintain relationships with specialist buy-to-let lenders to secure competitive rates for both novice and experienced landlords.
Remortgaging
Expert advice on exiting existing mortgage deals to secure better rates or release equity. We analyse current financial situations, market options, and potential penalties to determine optimal remortgaging strategies. Our service includes application management and negotiation with existing lenders to facilitate smooth transitions.
Self-Employed Mortgages
Specialist mortgage solutions for directors, partners, and sole traders with non-standard income structures. We work with lenders that accept SA302 forms and account submissions, helping self-employed clients demonstrate affordability. Our advisers provide guidance on documentation requirements and income verification processes.
Bad Credit Mortgages
Support for clients with credit challenges, including CCJs, defaults, or bankruptcy history. Our specialists identify lenders with flexible credit criteria and advise on credit file improvements. We provide honest assessments of mortgage viability while maintaining regulatory compliance and responsible lending practices.
People
Mark Thurman
Founder & Mortgage and Protection Adviser
With over 30 years' experience since 1991, Mark established Millennium Mortgages in 1999. He specialises in complex mortgage cases and maintains direct client relationships throughout the mortgage process.
Mike Plaster
Mortgage and Protection Adviser
Joined in 2020 with five years' specialist mortgage protection experience. Mike focuses on digital mortgage solutions and expanded the firm's online consultation capabilities.
Andrea Storey
Mortgage and Protection Adviser
Brought 25 years' housing sector data analysis experience when joining in 2024. She specialises in property market trends and their impact on mortgage affordability.
Lee Brewster
Administrator
Has managed customer reviews and mortgage renewals since 2008, ensuring clients receive timely advice when their mortgage products reach expiration.
Questions
What mortgage products do you offer?
We offer first-time buyer mortgages, buy-to-let investments, remortgaging options, self-employed mortgages, and specialist products for adverse credit situations.
Are your mortgage advisers qualified?
All our advisers are fully qualified and FCA-regulated, with individual specialists covering different mortgage product categories.
How much can I borrow for a mortgage?
Borrowing amounts depend on individual circumstances, including income verification, credit history, and property type. We provide personalised affordability assessments.
What fees do you charge for mortgage advice?
Our fees range from £199 to £999, with a typical charge of £399, payable upon receipt of mortgage offer. We also receive lender commissions.
Can you help with bad credit mortgages?
Yes, we specialise in adverse credit mortgages and work with lenders that accept clients with CCJs, defaults, or previous bankruptcy history.
Do you offer online mortgage consultations?
Yes, we provide virtual appointments via Zoom or Teams, alongside traditional phone consultations for clients across the UK.
