Business Details
10 Years
experience
Trusted Mortgage Advice in Folkestone
At Alicia Baker Consultancy, we specialise in providing tailored mortgage advice and family protection solutions to clients across Folkestone and the surrounding areas. With over a decade of experience in the industry, our team is dedicated to simplifying the mortgage process, whether you're a first-time buyer, moving home, or considering remortgaging. We pride ourselves on offering clear, straightforward guidance, leveraging industry-leading technology to access the entire mortgage market and secure the best possible deals for our clients' unique circumstances. Our commitment extends beyond initial advicewe remain by your side from the first consultation through to completion, ensuring a seamless and stress-free experience. In addition to mortgages, we provide expert advice on life insurance, critical illness cover, and home insurance, helping families safeguard their financial future.As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority, we uphold the highest standards of professionalism and compliance. Our reputation, built on numerous positive client testimonials, reflects our dedication to transparency, reliability, and exceptional service. We operate with full transparency, charging fees only upon successful mortgage application submission, and prioritise ongoing education to stay ahead of market changes that affect our clients. Our local expertise combined with national regulatory oversight ensures clients receive both personalised attention and industry-leading expertise.
Services
Mortgage Advice
Life Insurance
Critical Illness Cover
Home Insurance
Family Protection
Details
- Year established: 2016
Highlights and features
- We offer transparent mortgage advice with fees charged only upon successful application.
- Our team has over 10 years' experience in mortgage and insurance solutions.
- We provide access to the entire mortgage market using industry-leading technology.
- We specialise in guiding first-time buyers through complex home-buying processes.
- Our FCA-regulated services ensure compliance with the highest industry standards.
Associations and certifications
- Financial Conduct Authority
What people say
Incredibly helpful
Stress-free process
Fantastic service
Expertise in complex cases
Timely support
Services
Residential Mortgages
We specialise in residential mortgage solutions, helping first-time buyers, home movers, and remortgagers secure competitive deals. Our FCA-regulated services include market-wide comparisons, tailored advice, and ongoing support from application to completion. With transparent fees and a focus on long-term client relationships, we simplify the home-buying process while ensuring financial security.
Buy to Let Mortgages
Our buy-to-let mortgage services cater to property investors seeking optimal returns. We navigate evolving stress tests and lender criteria to find cost-effective solutions, leveraging market expertise to maximise rental income potential. With transparent fee structures and ongoing portfolio management advice, we help clients build sustainable property investments while maintaining compliance with regulatory requirements.
Life Insurance
We provide comprehensive life insurance policies designed to protect families financially in the event of unexpected loss. Our tailored solutions consider individual circumstances, ensuring appropriate coverage levels while explaining policy terms clearly. With over 15 years of experience placing protective policies, we prioritise client education and long-term financial security for dependants.
Critical Illness Cover
Our critical illness cover safeguards clients against financial hardship from serious health conditions. We assess individual needs to recommend appropriate coverage, explaining policy inclusions and exclusions thoroughly. This protection complements mortgage and life insurance plans, ensuring clients maintain financial stability during challenging health circumstances without compromising property commitments.
Home Insurance
We offer tailored home insurance solutions ensuring adequate buildings and contents coverage. Our expertise identifies potential underinsurance risks while balancing premium costs with comprehensive protection. We advise on policy terms and claim processes, helping clients maintain property security against unforeseen events while complying with mortgage lender requirements.
People
Alicia Baker
Founder
With over 10 years' experience in mortgage and insurance services, Alicia specialises in residential and buy-to-let mortgages. Her client-focused approach combines market expertise with transparent advice, evidenced by numerous positive testimonials from first-time buyers and property investors.
Questions
What mortgage services do you offer?
We provide residential mortgages, buy-to-let solutions, remortgaging assistance, and specialist advice for first-time buyers across Folkestone and surrounding areas.
How are your mortgage fees structured?
Our fees are £450 for residential mortgages and £550 for buy-to-let arrangements, payable only upon successful application submission with no upfront costs.
Are you regulated by financial authorities?
Yes, we operate as an Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority under reference number 705711.
Do you offer protection insurance products?
We provide life insurance, critical illness cover, and income protection policies tailored to individual needs, ensuring comprehensive financial security for families.
How quickly do you respond to client inquiries?
We prioritise prompt communication, offering real-time assistance and same-day responses to ensure continuous support throughout the mortgage process.
Can you help with complex mortgage cases?
Our experience includes resolving challenging mortgage scenarios, with multiple success stories from clients who initially faced property purchase difficulties.
