Keen Hallifax Associates
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Keen Hallifax Associates
We will arrange a time and place to meet you that fits in with your schedule during the day or evening. Also, if a visit is not possible we can discuss your requirements over the telephone. After assessing your needs, we will do out upmost to get you the best and least expensive mortgage available from all lenders and we will provide you with advice and recommendations.

We will provide you with an excellent level of service from start to finish and we will try and be available at all times should you need to contact us. Sometimes things will not go as planned and if this happens we will tell you straight away and will always try and work for you to sort things out. When your mortgage has completed, we will diarise to contact you when your rate ends to see if we can help you to find a better deal either with your current lender or a different lender.

We will also keep an eye on your existing rate to see if it is worth changing to a better deal at any time. Our business grows through referrals from existing clients who like and trust us and are happy with the service we provide and are therefore confident to pass on our contact details to their family and friends.
Services
Being an appointed representative of Sesame Ltd, the long-established financial services network in the UK supporting advisers like us, we have a wealth of experience and support behind us.
We find the best products and providers in any market and possess the knowledge, experience and tools to find our way round the ever changing mortgage market.
We are more than just a sourcing system which cannot take the place of an expert mortgage adviser who can take all your circumstances into account, know how each mortgage works and which one suits you best.
Any information collected will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.
We offer a full advice & recommendation service in all cases in order that we can make an informed decision with you about your financial planning needs or mortgage.
We will charge you a fee of 350 but only when your mortgage completes.
We will also get paid commission from the lender who has given us the best deal for you.
Depending on the type of mortgage involved our fee may need changing and this will be discussed with you beforehand.
Do you have a big enough deposit (a small deposit will mean that the interest rate you pay will probably be higher).
Do you need a guarantor or family member to be included on the mortgage to help you get the mortgage you require.
Taking all your circumstances into account in finding you the best and cheapest mortgage rate and therefore always looking at the bigger picture.
Using a mortgage adviser will save you a lot of time and effort as we will do all the hard work for you and if you do have a problem with the lender, you can ask us to sort this out for you.
Accident sickness and unemployment cover for between 12 and 24 months or for term of mortgage if covering accident and sickness for mortgage payments only.
Business protection insurance (for example this will allow you to continue in business if your partner or shareholder dies or has a serious illness).
When considering any type of protection or general insurance, many things need to be taken into account, the most important of which is how much this will cost.
As with mortgages, before making a recommendation, we will carry out a full assessment of your needs, taking into account such things as your current protection policies, your employer benefits and you budget.
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