JML Financial Associates
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Moving to a new home is known as being one on the five most stressful things we are ever likely to do. We can help alleviate some of that stress by giving you the best advice, guiding you on the way and keeping you fully informed through the process, up to conclusion. We will calculate the maximum amount you can borrow, the deposit you need, the costs involved in the purchase and most importantly, we will find you the best lender for your particular situation.

By using us, you are able to relax during the process and enjoy the pleasure of owning your first home. If your existing preferential mortgage rate is coming to an end, you need to raise additional funds or you simply want the security and protection against potential rate increases, we can help. We will look closely at what your current lender and other lenders in the whole of the market can do, to ensure we find the very best deal for your situation.

Whether you are an existing portfolio landlord, looking to purchase another property to let, or you are simply wanting to let your current property in order to purchase a new one, we have the experienced advisers to help you.
Services
JML (Financial) Associates Ltd is an established Independent Mortgage and General Insurance Advisers firm based in Cobham, Surrey.
The practice was set up in 2001 and is owned by Michelle Ford, a non-selling Director of the Company, and Daniel Ford who is an experienced and qualified adviser with years of industry experience.
We pride ourselves on our professionalism and attention to detail, providing well researched, unbiased, independent mortgage and protection advice, specifically tailored towards each client's individual requirements.
We are always keen to meet individuals, who are team players, possess strong communication skills and have a passion for mortgages and general insurance.
If you are CeMAP (or equivalent) qualified and a proactive team player with a good knowledge of the mortgage market this could be the perfect opportunity for you.
If you are a Protection Adviser and are experienced in providing first class customer service to all types of services and if you are a proactive team player, this could be the perfect opportunity for you with all leads provided.
Estate agent act on the behalf of the vendor and take responsibility to sell the property on their instructions.
Their main role is to negotiate a price and specific terms and conditions of each party, to a satisfactory conclusion.
It is the duty of the estate agent, to provide both parties with accurate details and advice, related to both buying and selling of the property.
JML (Financial) Associates work with estate agents throughout London and the Home Counties, to ensure that all parties work for you to ensure a stress-free process.
Your home is probably the biggest purchase you will ever make, so you need to ensure that how you finance this is the best way possible.
Whether you are a first time buyer, moving home, remortgaging for a new deal or looking to purchase a property to rent out we can help you every step of the way.
In the first instance we will arrange a meeting (either at our offices, your home or even over the telephone) at a convenient time to you to discuss your requirements.
After researching the whole of the market place, we will recommend a mortgage to suit you and only once you are totally satisfied and comfortable with our recommendation, we will transmit a mortgage application and process all the paperwork.
Unfortunately, most of us have known someone close who has died, suffered a critical illness or been off work for a long time, due to long term sickness.
Any of these situations can have a devastating effect on the person or those left behind.
You probably insure a car, your home or even your pets, but what about yourself?
If you have a mortgage it is probably the largest financial commitment you have ever made in your life and should the worst happen to you, wouldn't you like know that your loved ones are financially secure.
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