Work smarter not harder. You could be capable of saving. Consolidate your debts, Fix your monthly payments or want to find a cheaper rate than your current deal? Try our free mortgage "pre-approval" service! It makes sense to have your finance in place. Estate agents will normally want to see your mortgage has been approved before accepting an offer.
Put yourself ahead of the competition by having a free mortgage " decision in principle" arranged. An admin fee of 195-350 will be payable at mortgage application stage. However, for loans over 200K the admin fee is waived! Our business model is simple. We offer a bespoke service, matching the best the market has to offer to our clients situation.
If choosing and applying for a mortgage direct on the internet be aware you do not always get advice! How do you know the product or mortgage is right for you?
Put yourself ahead of the competition by having a free mortgage " decision in principle" arranged. An admin fee of 195-350 will be payable at mortgage application stage. However, for loans over 200K the admin fee is waived! Our business model is simple. We offer a bespoke service, matching the best the market has to offer to our clients situation.
If choosing and applying for a mortgage direct on the internet be aware you do not always get advice! How do you know the product or mortgage is right for you?
Services
Formed in 1996 by work colleagues Steve Jackson and Ian Potter.
The firm has successfully arranged thousands of mortgages over the years.
The mortgage market has seen many changes in that time and we have successfully adapted along the way by offering an honest, transparent, confidential service to our large and ever growing customer base.
Originally based in the North East of England, we expanded our operation to the City of London in 2013 and this has seen a healthy growth in our business levels and client base.
The firm has successfully arranged thousands of mortgages over the years.
The mortgage market has seen many changes in that time and we have successfully adapted along the way by offering an honest, transparent, confidential service to our large and ever growing customer base.
Originally based in the North East of England, we expanded our operation to the City of London in 2013 and this has seen a healthy growth in our business levels and client base.
Peace of mind that you are getting sound advice from market specialists with over 50 years' experience!.
7 Guidance, via regular contact, through the whole process until you get your first set of keys!
As with all borrowing it is preferable to put down the biggest possible deposit as rates are cheaper and you will pay less interest over the mortgage term.
7 Guidance, via regular contact, through the whole process until you get your first set of keys!
As with all borrowing it is preferable to put down the biggest possible deposit as rates are cheaper and you will pay less interest over the mortgage term.
Borrowing for any of the above situations can be a lot more complex, and lenders often restrict borrowing or have specialist underwriting requirements.
Here at Jackson Potter we have extensive knowledge of these requirements having advised in these sectors for many years.
Usually required to have a track record in the same line of work or have a contract renewed.
Most lenders require a minimum of 2 years' accounts, but we have access where only 1 year's accounts are acceptable.
For Company Directors who are more than 25% shareholders - director's remuneration and dividends are normally the verified income used, but some lenders will allow company Net Profit.
Here at Jackson Potter we have extensive knowledge of these requirements having advised in these sectors for many years.
Usually required to have a track record in the same line of work or have a contract renewed.
Most lenders require a minimum of 2 years' accounts, but we have access where only 1 year's accounts are acceptable.
For Company Directors who are more than 25% shareholders - director's remuneration and dividends are normally the verified income used, but some lenders will allow company Net Profit.
This is simply refinancing your current mortgage debt to your best advantage, most people do this to take advantage of cheaper rates however it can be for many reasons.
It is important that when "shopping around" for a remortgage that "one size does not fit all".
We match your individual requirements to the best deal available based on your circumstances.
Most lenders offer attractive incentives such as free valuations and free legals, and some even offer cashback.
This is the process of incorporating some or all of you unsecured debts i.e. credit cards, loans etc. within your mortgage debt.
It is important that when "shopping around" for a remortgage that "one size does not fit all".
We match your individual requirements to the best deal available based on your circumstances.
Most lenders offer attractive incentives such as free valuations and free legals, and some even offer cashback.
This is the process of incorporating some or all of you unsecured debts i.e. credit cards, loans etc. within your mortgage debt.
Buy to Let is now big business with thousands of landlords investing in this sector.
We offer advice to all landlords both experienced or first timers.
This is a specialised sector with specialist lenders and lending criteria differs from residential.
Rental yields are the basis for most loans and usually bigger deposits are required, currently 15-30 %.
There are lucrative tax breaks available.
The Capital's BTL market is stiil boyant, with rental yield's rising and prices still holding up.
Refinancing your residential home to raise a deposit for a BTL is possible if you have the income/equity.
We offer advice to all landlords both experienced or first timers.
This is a specialised sector with specialist lenders and lending criteria differs from residential.
Rental yields are the basis for most loans and usually bigger deposits are required, currently 15-30 %.
There are lucrative tax breaks available.
The Capital's BTL market is stiil boyant, with rental yield's rising and prices still holding up.
Refinancing your residential home to raise a deposit for a BTL is possible if you have the income/equity.
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