Business Details
25 Years
experience
Expert Mortgage and Insurance Solutions in Preston
Established in 2001, Matthew Nickson Mortgage Solutions has built a reputation for delivering expert mortgage and insurance advice across the UK. Our team, led by qualified mortgage specialist Matthew Nickson, offers whole-of-market guidance tailored to individual circumstances. We handle all aspects of the mortgage process, from paperwork to liaising with solicitors and estate agents, ensuring a seamless experience.Our commitment to impartiality means we search the entire market to secure the best deals for clients. With FCA regulation and over two decades of experience, we prioritise transparency, client education, and ongoing support before and after completion. Our 7-day availability ensures clients receive timely assistance throughout their financial journey.
Services
Mortgages
Equity Release
Protection Insurance
Buy to Let
First Time Buyer
Details
- Year established: 2001
Highlights and features
- We offer 20+ years of mortgage industry experience with advanced qualifications
- Our whole-of-market approach ensures access to the full range of mortgage products
- FCA regulated for your protection and peace of mind
- 7-day client availability for timely assistance and updates
- Transparent fee structure with a standard 295 mortgage arrangement fee
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Exemplary service
Brilliant support
High calibre advice
Seamless process
Consistent support
Services
Mortgages
We provide expert advice on all mortgage types including purchase, remortgage, buy-to-let, and first-time buyer schemes. Our whole-of-market approach ensures access to competitive rates across 929154 FCA-regulated products. With advanced qualifications and 20+ years' experience, we simplify the application process through direct lender negotiations and paperwork management. Clients benefit from ongoing support and transparent fee structures, including a standard 295 arrangement fee paid on completion.
Equity Release
Specialist guidance on lifetime mortgages and home reversion schemes enables clients to access property equity while maintaining residency. We explain complex product terms and inheritance implications through clear, jargon-free consultations. Our FCA-regulated advice ensures suitability for individual circumstances, with ongoing support to adjust plans as needs evolve. We maintain strict impartiality across providers to secure optimal solutions for retirement financial planning.
Protection Insurance
Comprehensive protection solutions include life cover, critical illness, income protection, and family benefit policies. As independent brokers, we assess individual needs against market offerings to recommend appropriate coverage levels. Our advice considers both mortgage security requirements and broader family financial protection needs. We explain policy terms and exclusions clearly, ensuring clients understand claim conditions and policy limitations before commitment.
Buy to Let
Tailored mortgage solutions for property investors feature competitive rates and flexible repayment structures. We navigate specialist landlord products, including those with unique tax considerations for multiple properties. Our service includes portfolio management advice and remortgaging strategies to optimise investment returns. Clients benefit from market updates and regulatory compliance guidance to maintain profitable rental operations.
First Time Buyer
Beginner-friendly mortgage guidance covers government schemes like Help to Buy and Shared Ownership. We explain deposit requirements, affordability criteria, and conveyancing processes in accessible terms. Our support extends to budgeting for additional costs such as stamp duty and insurance. We maintain relationships with regional lenders to identify products suited to varying income profiles and employment circumstances.
People
Matthew Nickson
Mortgage Specialist
Qualified mortgage adviser with 20+ years' experience providing whole-of-market advice. FCA-authorised representative specialising in mortgage and insurance mediation. Maintains advanced technical knowledge of financial products and regulatory requirements. Focuses on client education and stress-free transaction processes through proactive communication.
Questions
What mortgage types do you advise on?
We cover all mortgage categories including purchase, remortgage, buy-to-let, first-time buyer schemes, and equity release products.
Are your mortgage fees transparent?
Yes, our standard mortgage arrangement fee is £295 paid on completion with no hidden charges.
How do you select mortgage products?
We conduct whole-of-market searches to find products matching your specific financial circumstances and objectives.
Do you offer protection insurance advice?
Yes, we provide independent advice on life cover, critical illness, income protection, and family benefit policies.
How are you regulated?
We operate as FCA-authorised representatives under reference numbers 929154 and 300629.
What are your working hours?
Monday to Saturday 8am-8pm. Emergency contact available via mobile outside these times.
