Business Details
26 Years
experience
Your Trusted Mortgage Brokers in Bath
Established in 2000 by Chris Nicholson and Sarah, our business was founded on the principle of providing honest, practical advice in the complex mortgage market. Initially serving the Bath area, we have expanded to assist homeowners and first-time buyers nationwide. Chris's background in financial services, including roles at Barclays and Prudential, combined with his degree in Business Administration, laid the foundation for our approach. We prioritise impartial guidance, acting as your agent to negotiate with lenders, estate agents, and solicitors. Over the years, we have arranged mortgages from 10 in our first year to 168 in 2024, reflecting our commitment to client-centric service.Our fees are transparent, with a refund policy if we fail to secure a mortgage. Beyond business, we actively contribute to the community through initiatives like the Weston Litter Group and The Great Avon River Pick. We treat every client equally, offering tailored solutions to meet individual needs. Our success stems from Chris's work ethic, down-to-earth approach, and dedication to simplifying the mortgage process. We aim to build long-term relationships, understanding clients' goals to deliver consistent, reliable advice.
Services
First Time Buyer
Remortgage
Buy-to-Let
Product Switches
Further Advances
General Insurance
Details
- Year established: 2000
Highlights and features
- We have over 20 years of experience in mortgage brokering.
- Our services are FCA regulated for your protection.
- We offer transparent fees with a refund guarantee.
- We provide nationwide coverage with local market knowledge.
- Our team builds long-term relationships to meet client goals.
Associations and certifications
- Financial Conduct Authority
What people say
Expert guidance
Transparent fees
Stress-free process
Long-term support
Community-focused
Services
First Time Buyer
Guiding first-time buyers through mortgage options, we simplify the process with impartial advice. Our expertise secures competitive rates, ensuring a stress-free journey to homeownership. Tailored support covers documentation, lender negotiations, and long-term financial planning.
Remortgage
We review existing deals to identify better rates or terms, facilitating seamless transitions. Our service includes product switches with minimal paperwork or full remortgaging for improved financial outcomes. Clients benefit from our lender network and market insights.
Buy-to-Let
Specialist advice for buy-to-let investors, including HMO mortgages and portfolio management. We navigate complex rental assessments to secure optimal terms, supporting property investors with up to five properties. Our guidance aligns with evolving market regulations.
Product Switches
Simplifying product switches with existing lenders, we reduce paperwork for rate changes. This service avoids property valuations or legal processes, offering cost-effective refinancing. Ideal for clients seeking minimal disruption while improving mortgage terms.
Further Advances
Assisting homeowners in securing further advances for home improvements or other needs. We negotiate with existing lenders or recommend remortgaging if better terms are available. Our approach ensures clients access funds efficiently while maintaining financial stability.
People
Christopher Nicholson
Director
Chris founded Bath Mortgage Search in 2000 after a career in financial services. With qualifications including CeMAP and CertPFS, he combines expertise with community engagement, leading initiatives like The Great Avon River Pick. He resides in Bath with his family.
Questions
What mortgage services do you offer?
We provide first-time buyer, remortgage, buy-to-let, product switches, and further advances. Our FCA-regulated services ensure tailored solutions for all property needs.
Are your fees transparent?
Yes, our fees are clearly listed: £395 for purchases, £295 for remortgages, and £95 for product transfers, with refunds if we fail to secure your mortgage.
How do you assist with remortgaging?
We review your current deal, compare rates, and facilitate product switches or full remortgaging to secure better terms, minimising paperwork and stress.
Do you offer buy-to-let mortgages?
Yes, we specialise in buy-to-let and HMO mortgages, supporting investors with up to five properties through competitive rates and expert advice.
What areas do you serve?
Initially based in Bath, we now offer nationwide mortgage advice, combining local market knowledge with nationwide expertise for all client locations.
