Business Details
14 Years
experience
Emergency
services
Trusted Mortgage Brokers in Liverpool
Established in 2012, J & M Green Mortgage Services is a multi-award-winning family business with 8 highly experienced mortgage brokers and insurance advisors offering 150 years of combined expertise. Our team operates from offices on Allerton Road in Liverpool, delivering tailored advice and support to clients across the UK. We pride ourselves on exceptional work ethic, outstanding customer service, and deep industry knowledge while maintaining our position as an appointed representative of Primis Mortgage Network, which has consecutively been voted Mortgage Adviser Network of the Year. Our impartial approach enables us to access a comprehensive panel of over 70 lenders, including products unavailable through high-street banks, while our 24/7 support ensures clients receive assistance at times that suit them best. We specialise in navigating complex financial situations, including self-employed mortgages, shared ownership arrangements, and buy-to-let portfolios, with our fee structure ensuring payment only upon successful mortgage offer receipt.Our commitment to transparency sees us provide detailed explanations of all fees, guide clients through credit profile improvements, and offer extended appointments at no extra cost. Our industry recognition, including being voted among Liverpool's top 3 mortgage brokers for 10 consecutive years, reflects our dedication to making the mortgage process as stress-free as possible through regular market research, proactive product monitoring, and comprehensive client management software that ensures timely remortgage reminders. We maintain authoritativeness through our Financial Conduct Authority regulation and maintain trustworthiness through our no-hidden-fees policy, transparent communication, and client-centric approach that extends beyond mortgage completion to include regular reviews and ongoing support.
Services
Remortgages
First Time Buyer Mortgages
Self Employed Mortgages
Shared Ownership Mortgages
Buy-to-Let Mortgages
Right to Buy Mortgages
Life Insurance
Critical Illness Cover
Income Protection Cover
Home Insurance
Details
- Year established: 2012
Highlights and features
- 150 years combined experience across 8 award-winning mortgage advisors
- Access to over 70 lenders including exclusive deals unavailable on high street
- 24/7 support with evening appointments available
- Fee only payable upon successful mortgage offer receipt
- Specialist expertise in complex cases including self-employed mortgages
Associations and certifications
- Financial Conduct Authority
- Primis Mortgage Network
What people say
Award-winning service
Complex cases handled
24/7 support available
Competitive pricing
Stress-free process
Services
Remortgages
We help homeowners secure better mortgage deals when their current product ends. Our brokers monitor market rates and initiate the process six months before expiry to ensure optimal timing. We handle all paperwork, negotiate with lenders, and offer discounted solicitor fees through our network. Our client management software automatically reminds clients when to start the remortgage process, and we provide expert guidance on debt consolidation options and second charge mortgages while ensuring compliance with all regulatory requirements.
First Time Buyer Mortgages
Specialist support for first-time property purchasers navigating the mortgage process. We provide extended appointments to explain credit scoring systems, help improve credit profiles, and break down all associated fees. Our team assists with property research, offers negotiation, and interpretation of survey reports. We guide clients through government schemes like Shared Ownership and First Homes while offering 24/7 support throughout the entire purchasing process. Our brokers also help arrange gifted deposits and provide comprehensive advice on solicitor selection and legal documentation requirements.
Self Employed Mortgages
Tailored mortgage solutions for self-employed individuals and business owners. We work with lenders who accept various income verification methods including SA302 forms, tax year overviews, and certified accounts. Our brokers have expertise in assessing complex financial situations, including retained profits and company director status. We provide income projections based on different scenarios and conduct thorough due diligence on company house listings. With experience handling over 1,000 self-employed mortgage cases, we specialise in finding suitable lenders for contractors, CIS workers, and limited company directors.
Buy-to-Let Mortgages
Comprehensive mortgage solutions for property investors and landlords. We offer expert guidance on both personal and limited company buy-to-let options, helping clients understand tax implications. Our brokers assist with portfolio management, creating detailed spreadsheets for multiple properties. We provide interest-only and repayment quotations with overpayment figures to help develop repayment strategies. With experience handling over 1,000 buy-to-let cases, we specialise in finding competitive rates for both new investors and established portfolio landlords across Merseyside and beyond.
Life Insurance
Tailored life insurance policies to protect families and mortgage commitments. We offer decreasing cover for repayment mortgages, level cover for fixed lump sums, and family income benefit options. All policies are written in trust free of charge to avoid probate delays. Our brokers help calculate appropriate coverage levels based on individual circumstances and budget constraints. We work with leading providers to offer additional benefits like 24-hour healthlines and counselling services, while providing full support throughout the claims process when needed.
People
Martin Green
Director
With over 20 years' experience in mortgage broking, Martin specialises in complex cases including auction purchases and niche financing solutions. He personally oversees challenging transactions and maintains direct client relationships.
Stuart Mock
Senior Mortgage Broker
Award-winning broker with expertise in international deposits and adverse credit cases. Stuart has helped numerous clients with complex financial situations secure mortgage approval through his extensive lender network.
Mark
Mortgage Advisor
Specialist in first-time buyer mortgages who provides clear, straightforward guidance to new purchasers. Mark's patient approach and attention to detail have earned him consistent positive client feedback.
Questions
What types of mortgages can you help with?
We assist with remortgages, first-time buyer mortgages, self-employed mortgages, shared ownership, buy-to-let, and right-to-buy mortgages, offering access to over 70 lenders including exclusive deals.
How much is your mortgage advice fee?
Our standard fee is £495, payable only upon receipt of a full mortgage offer. Some cases may qualify for alternative fee arrangements depending on individual circumstances.
Can self-employed individuals get mortgages?
Yes, we specialise in self-employed mortgages and work with lenders who accept various income verification methods including tax returns, SA302 forms, and certified accounts.
What deposit do I need for a mortgage?
Typical deposits range from 5-10%, though specialist products exist for gifted deposits or adverse credit situations. Buy-to-let mortgages usually require 20-25% deposits.
Why use a mortgage broker instead of a bank?
We offer impartial advice with access to 70+ lenders including exclusive deals, while banks only offer their own products. Our expertise helps clients find the best rates and navigate complex applications.
Do you offer insurance services?
Yes, we provide life insurance, critical illness cover, income protection, and home insurance with options to write policies in trust and access additional support services.
