Business Details
Trusted Mortgage Advisers in Chelmsford
Assured Financial Services Financial Services is a family-run mortgage advisory firm with 36 years of experience in the industry. Based in Chelmsford, we provide tailored mortgage solutions and home visits across Brentwood, Billericay, Witham, Maldon, and surrounding areas. Our services cater to first-time buyers, home movers, remortgagers, and buy-to-let investors, alongside life cover, critical illness, and income protection advice. Regulated by the Financial Conduct Authority, we prioritise client needs through transparent fee structures, including a 299 arrangement fee and free initial consultations.Our team adheres to strict guidelines to ensure advice aligns with personal requirements, affordability, and risk profiles. We maintain a professional complaints process and collaborate with the Financial Ombudsman Service for client satisfaction. With deep local market knowledge and a commitment to ethical standards, we aim to simplify mortgage decisions for our clients.
Services
Mortgage Advice
Remortgaging
Buy-to-Let Mortgages
Life Cover Advice
Income Protection
Highlights and features
- 36 years of experience in mortgage advisory services
- Personalised advice tailored to individual needs
- Home visits available across Chelmsford and surrounding areas
- Regulated by the Financial Conduct Authority (FCA)
- Transparent fee structure with no charge for initial consultations
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide tailored mortgage advice for first-time buyers, home movers, and investors. Our FCA-regulated team assesses your financial situation to recommend competitive rates and terms. With local expertise in Chelmsford and Essex, we simplify the application process and ensure compliance with affordability checks.
Remortgaging
Our remortgaging service helps homeowners save money by switching to better rates. We analyse existing deals, calculate potential savings, and negotiate with lenders on your behalf. Transparent fee structures and free initial consultations ensure informed decisions without hidden costs.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage advice for property investors. We connect clients with lenders offering competitive rates for rental properties. Our service includes portfolio management strategies and tax-efficient structuring to maximise returns on investments in Essex and surrounding areas.
Life Cover Advice
We offer life cover solutions to safeguard your family's financial future. Our advisers compare policies from leading providers to match your needs, whether for mortgage protection or general security. Transparent terms and flexible payment options ensure clarity and affordability.
Income Protection
Our income protection policies provide financial support if you're unable to work due to illness or injury. We tailor coverage to your lifestyle and occupation, ensuring replacement of essential income streams. Policies are designed to complement mortgage and other financial commitments.
People
Ken Welshman
Proprietor
Ken Welshman, proprietor of Assured Financial Services Financial Services, brings decades of mortgage expertise to clients in Chelmsford. As an FCA-regulated adviser, he specialises in tailoring mortgage and protection solutions while maintaining ethical standards and client-focused service.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let loans, and specialist advice on life cover and income protection tailored to your financial situation.
Are your mortgage fees transparent?
Yes. We charge a typical £299 arrangement fee with no hidden costs. Initial consultations are free to help you understand your options before proceeding.
Do you offer home visits?
Yes, we provide home visits across Chelmsford, Brentwood, Billericay, Witham, Maldon, and surrounding areas for personalised mortgage advice.
How are you regulated?
We operate under the Financial Conduct Authority (FCA) regulation, ensuring adherence to strict guidelines for client protection and professional standards.
What if I have a complaint?
Contact us directly via phone, email, or post for prompt resolution. Unresolved issues can be escalated to the Financial Ombudsman Service for independent review.
