We are dedicated to simplifying the mortgage journey by delivering clear guidance and dependable support from start to finish. Our goal is to make homeownership feel achievable and well-managed, not overwhelming. By focusing on customer experience and transparency, we build relationships that are designed to last. With access to a wide selection of lenders and mortgage products, we are positioned to help our clients secure solutions that align with their needs while achieving meaningful savings and reliable outcomes.
Our leadership team brings over 22 years of combined experience, ensuring that every recommendation is informed and carefully considered. As business owners, we remain closely involved in every stage of the process, maintaining a personal and accountable approach. We have intentionally structured our services by separating mortgage advice from protection planning, allowing each area to be handled by a specialist advisor. This approach ensures a smoother process and a higher level of service. We remain committed to guiding our clients with professionalism, integrity, and a genuine focus on their long-term goals.
Our leadership team brings over 22 years of combined experience, ensuring that every recommendation is informed and carefully considered. As business owners, we remain closely involved in every stage of the process, maintaining a personal and accountable approach. We have intentionally structured our services by separating mortgage advice from protection planning, allowing each area to be handled by a specialist advisor. This approach ensures a smoother process and a higher level of service. We remain committed to guiding our clients with professionalism, integrity, and a genuine focus on their long-term goals.
Highlights and features
- Personalised mortgage advice tailored to your circumstances
- Clear, stress-free mortgage process from start to finish
- Expert guidance for first-time buyers and homeowners
- Access to competitive mortgage deals across the market
- Dedicated advisors supporting mortgages and protection
- Professional, client-first service built on trust
Payment methods
- Cash
- Debit cards
- Credit cards
Services
Helping first-time buyers secure their first mortgage is central to what we do. We take time to understand your circumstances, explain your options, and guide you through lender requirements. Our access to a broad range of lenders allows us to explore suitable products. Throughout the process, we provide steady support and clear, professional advice. 
We assist property investors by sourcing buy-to-let mortgage options through our established lender network. Our focus is on providing balanced advice that considers affordability, rental income, and potential challenges. By explaining each step clearly, we help clients prepare financially and progress toward becoming landlords with a well-structured mortgage solution. 
Our remortgaging service focuses on helping you reassess your mortgage and access competitive options available today. We take the time to understand your objectives and financial position before sourcing suitable deals. With our guidance, the process remains efficient, transparent, and focused on achieving the right outcome. 
We support you throughout your shared ownership purchase with clear, professional mortgage advice. As experienced brokers, we assess your circumstances and search our lender network to identify suitable mortgage options. Our goal is to simplify each stage of the process, reduce uncertainty, and help you move forward with confidence toward owning your home. 
Mortgage payments are commonly built around combined incomes, which can leave families exposed. Our life insurance is designed to remove that risk by paying off your mortgage if needed. We help establish trusts to support faster payouts and tax efficiency. Beyond setup, we remain available to review cover and provide guidance through any future claim. 
Home insurance should offer lasting peace of mind, not confusion. We guide you through selecting buildings insurance that supports both your property and personal belongings. Attention to policy details allows us to address exclusions and technical requirements upfront. As your situation changes, we remain available to reassess your coverage and ensure it continues to serve you effectively. People
Dan Collins
Mortgage Advisor
With extensive experience in the property marketstarting as an estate agent and now working as a mortgage consultantIm here to help.
Whether you need tips on negotiating with agents or finding the right mortgage product to suit your needs, Ive got you covered. Im incredibly passionate about ensuring every client has a smooth and enjoyable experience when working with Mortgaged.
Whether you need tips on negotiating with agents or finding the right mortgage product to suit your needs, Ive got you covered. Im incredibly passionate about ensuring every client has a smooth and enjoyable experience when working with Mortgaged.
Gemma White
Protection Advisor
With considerable experience in the protection industry, I am passionate about assisting individuals in feeling secure in their homes, regardless of life's challenges.
As a Protection Consultant, I excel at establishing strong relationships with clients and customizing coverage to suit each family's distinct requirements. I feel deeply grateful to be doing work that helps safeguard what is most important.
As a Protection Consultant, I excel at establishing strong relationships with clients and customizing coverage to suit each family's distinct requirements. I feel deeply grateful to be doing work that helps safeguard what is most important.
Reviews (14)
Rachael Lee
Dec 08, 2025
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I cant recommend Gemma highly enough. Shes friendly, patient, and her professional guidance has been exceptional. With my husband working offshore, we thought wed struggle to find suitable cover without it costing a fortune. The world of insurance and mortgage protection usually gives us a headache, but Gemma took all the stress away. She talked us through every option and found the best cover to suit our personal circumstances.
Dave Cox
Nov 18, 2025
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Emma T.
Jul 30, 2025
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The Mortaged made buying our first home a breeze! Dan was amazing in supporting us through the mortgage process, and finding us the best deal (not just once, but twice - thats how long the sale took!). My partner was using the Forces Help to Buy scheme which isnt particularly well known, but Dans knowledge of this was great, often informing other parties in the process of how it works. Nothing was ever too much trouble and Dan truly went above and beyond! Gemma was great in finding us the right protection by taking time to get to know us and understand our needs. Its not easy to plan for when the worst might happen, but Gemma discussed this sensitively and now our minds are at ease knowing we have the right protection. A huge thank you to Dan and Gemma for all their help, couldnt recommend the Mortaged enough, 11/10 service!
Chloe Gamlin
Apr 29, 2025
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Dan is by far the best mortgage broker I have worked with. He took time to understand my current situation as well as future plans, and presented me with several credible options. He stuck with me when my sale initially fell through, and subsequently my onward purchase changed twice. Dan was incredibly patient and gracious throughout and I have ended up with a mortgage and property Im thrilled with (and didnt think would be possible at the start of the process). A big thank you to Dan - and highly recommended :)
Creslyn Singh
Mar 23, 2025
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I had an excellent experience with Mortgaged. Dan was incredibly helpful in securing a mortgage for me. He guided me through the entire process with patience and expertise, making what could have been a stressful experience much smoother. His knowledge and professionalism were evident at every step, and I felt confident knowing he was handling my mortgage.
Additionally, Gemma assisted me with home insurance, and she was equally fantastic. She took the time to explain all my options and helped me find the best coverage for my needs. Her friendly and approachable manner made the process straightforward and stress-free.
Overall, I highly recommend Mortgaged for their outstanding service and dedicated team. Thank you, Dan and Gemma, for all your help!
Additionally, Gemma assisted me with home insurance, and she was equally fantastic. She took the time to explain all my options and helped me find the best coverage for my needs. Her friendly and approachable manner made the process straightforward and stress-free.
Overall, I highly recommend Mortgaged for their outstanding service and dedicated team. Thank you, Dan and Gemma, for all your help!
Catriona Murray
Mar 23, 2025
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Leah-May Snook
Mar 19, 2025
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We had a fantastic experience working with Dan and Gemma at Mortgaged who sorted out both our mortgage and insurances. Both were extremely knowledgable and they were always really quick to get back to us with any questions or queries we had. The whole process with Mortgaged was smooth and stress-free, we couldn't recommend using them anymore highly.
Merissa Collins
Feb 28, 2025
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Everyone at mortgaged went above and beyond during our journey with getting our mortgage. We our first time buyers and received clear communication throughout it all, they also supported us with getting our life Insurance set up and was always at the end of the phone if we had any questions- the entire process was seamless and with high customer services! Would definitely recommend! Dan and Gemma were great!
Danielle Ohare
Feb 24, 2025
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Paul Reed
Feb 21, 2025
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I had a fantastic experience working with Dan at Mortgaged. From start to finish, he made the mortgage process smooth and stress-free. His expert advice helped me secure a great deal, and he was always available to answer my questions. The communication was excellent, and he went above and beyond to ensure everything was handled efficiently. I highly recommend Dan and Mortgaged to anyone looking for professional and reliable mortgage advice.
Rebecca Holt
Dec 16, 2024
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Tom Guilding
Oct 07, 2024
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Dan is incredibly professionally but also friendly, helpful and understanding. As first time buyers we really knew nothing about mortgages or the purchase process, but Dan held our hand throughout making it far more manageable than it would have been. He went above and beyond to get us through the bumps in the road and ensure our mortgage fitted our needs and was ready ahead of the tight completion deadline. Highly recommend! Thanks again.
Kayleigh Burse
Sep 06, 2024
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I had an incredibly positive experience with Mortgaged while they handled my recent remortgage. Every aspect of the process was managed with the utmost efficiency and in a timely manner. Dan proved to be exceptionally informative and knowledgeable about the industry, demonstrating a genuine willingness to go above and beyond to assist me. Moving forward, I won't consider any other option for my mortgage needs!
Tom Marshall
Jun 15, 2024
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Great service from Dan and Gemma in helping us with our mortgage application and protection. As first time buyers this was all very daunting to us at first, but they were both incredibly helpful and supportive in the process and provided good advice on the best options available to us. The application process went very smoothly thanks to their help.