Looking for a mortgage advisor in Ayrshire? As financial advisors in Ayr, we understand a home is one of the largest assets you will ever own and therefore, buying your home is one of the most significant financial decisions youll ever make. Whether its your first step onto the property ladder or youre upgrading to your forever home, our Ayrshire mortgage advisors are here to ensure the journey is as smooth, smart, and stress-free as possible.
In todays mortgage market, navigating lenders, rates, fees, and fine print can quickly become overwhelming. What used to be a simple process now involves a maze of options from high-street banks to boutique lenders, each offering a dizzying array of terms and incentives.
In todays mortgage market, navigating lenders, rates, fees, and fine print can quickly become overwhelming. What used to be a simple process now involves a maze of options from high-street banks to boutique lenders, each offering a dizzying array of terms and incentives.
Served areas
- Ayr, Ayrshire, Dumfries, Stranraer, Glasgow, Edinburgh
Highlights and features
- Independent advisors exploring the full market for you
- Clear, accessible guidance delivered with discretion and integrity
- Tailored mortgage advice for Ayrshire homebuyers and homeowners
- Specialist savings and investment advice to build wealth
- Estate planning support to protect what matters most
- Pension specialists offering intelligent, tailored retirement solutions
Payment methods
- Cash
- Debit cards
- Credit cards
Services
We view home ownership as an important foundation for financial stability and future planning. Securing a mortgage is often a demanding decision, and we appreciate the challenges clients may face. We manage the process by assessing needs and aligning them with suitable lending solutions. Clear explanations and considered advice are provided at every stage. This ensures reassurance well beyond completion. 
Our savings and investment service focuses on building a strategy that reflects your priorities and financial ambitions. We recognise the importance of accessible savings while also embracing the growth potential of well-managed investments. By understanding your attitude to risk and future plans, we develop a balanced portfolio. This approach supports stability, growth and flexibility throughout every stage of your financial journey. 
We provide thoughtful estate planning designed to protect what matters most. Our approach ensures your wealth is preserved, your intentions are respected, and your loved ones are supported with care. By planning ahead, complexity is reduced at difficult moments, offering reassurance and clarity while safeguarding your legacy with diligence and integrity. 
We take pride in being acknowledged as genuine pension specialists, offering straightforward, personalized advice in a intricate and evolving landscape. Retirement planning has grown more challenging due to increasing living costs, shifting rules, and longer lifespans. We assist you in gaining control from the outset and organizing your pension with intention. Our impartial guidance enables self-assured, well-informed choices throughout each phase. 
At AB Vision Financial, we prioritise protecting your familys financial security through considered planning. We recognise these decisions can be challenging, yet they demonstrate foresight and care. Illness or unexpected events may disrupt income and place added pressure on dependants. Our advisers provide bespoke protection integrated with long-term wealth planning. This balanced approach preserves stability, enabling your family to focus on life. People
Daryl Brown
Managing Director & Chartered Financial Planner
As the Managing Director of AB Vision Financial Ltd, Daryl holds the Chartered Financial Planner designation, which is widely recognized as the highest level of expertise and ethical practice in the financial advice profession.
Daryl has over 20 years of experience in the financial services industry, and has established strong and trusted relationships with clients in both the private and corporate sectors across the UK. Before establishing AB Vision Financial Ltd, he had a successful career at three of the UK's leading financial institutions, acquiring extensive knowledge of various client needs.
Daryl has over 20 years of experience in the financial services industry, and has established strong and trusted relationships with clients in both the private and corporate sectors across the UK. Before establishing AB Vision Financial Ltd, he had a successful career at three of the UK's leading financial institutions, acquiring extensive knowledge of various client needs.
Stuart Anderson
Co-Founder & Senior Financial Adviser
Stuart has more than 30 years of experience in the financial services sector, which enables him to provide a wealth of knowledge and understanding to AB Vision Financial. Before co-founding the company, he occupied senior positions at several prominent financial institutions in the UK, establishing a solid reputation for reliable and client-centric guidance.
He is an award-winning advisor who concentrates on pensions, investments, mortgages, and protection, and is recognized for his approachable and professional manner, delivering personalized face-to-face advice to clients in both Scotland and England.
He is an award-winning advisor who concentrates on pensions, investments, mortgages, and protection, and is recognized for his approachable and professional manner, delivering personalized face-to-face advice to clients in both Scotland and England.
Reviews (1)
Cheryl Cathcart
Aug 23, 2025
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