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New Contractor Mortgage after IR35 Umbrella Company Employee Mortgage & Daily Rate products If you are reading this article you have probably been impacted by the IR35 tax changes from April. Independent Whole of the Market Mortgage Advisers Niche Advice has been set up to target customers who want a personal service. There are no remote call centres or hard-sells.

As we are experts in. Where this is really special and exciting is it goes all the way up to 90% loan-to-value i.e. just a 10% deposit. At Niche Advice we have access to some of the Best Mortgage Rates and as expert Mortgage brokers, we like to be different by not only having some of the best Mortgage deals from our Lenders but also provide our website visitors with.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay. Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.
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If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
Commercial Buy-to-Let and commercial mortgages are not regulated by the Financial Conduct Authority.
Niche Advice Limited has a commercial arrangement under an affiliate programme with Check My File and is remunerated for referrals.
If you wish to register a complaint, please write to us on the details below or call us on: 020 7993 2044.
This decade has seen a number of initiatives to stimulate first time buyer activity.
These include cheap funds to banks for higher loan-to-value lending; Help to Buy equity loans and ISA incentives, stamp duty breaks and heavier taxation to put off landlords to free up the stock.
In addition, the banks have adapted their policies to allow outside help from family, friends, builders and housing associations, by flatting the climb to the first rung of the property ladder.
The net result has provided a much more positive outlook for first time buyers.
Millions of people every year have got to deal with this question which is should I Remortgage?
A mortgage is probably the largest commitment you have so it's sensible to stay on top of matters with regular remortgage reviews otherwise you may be losing money unnecessarily.
The recession has made a generation re-think their approach to finance.
It is now commonplace to negotiate on mobile phone tariffs, satellite TV subscriptions and even shop about for different suppliers for utility bills and car insurance.
Getting a Right to Buy Mortgage to buy your council home after receiving a discount from the council.
The Council has given a discount to buy my property under the Right to Buy scheme can I get a Right to Buy Mortgage to help with the purchase?
If you want to buy your council home with a mortgage i.e.
Right to Buy then you are reading the right article as it will help you determine whether you are eligible.
Are Right to Buy mortgages open to me if I have had bad credit in the past?
That said they tend to prefer houses rather than flats.
Bad Credit Mortgage solutions from Expert Mortgage brokers helping clients for over 10 years.
At Niche Advice we specialist in helping clients with bad credit working with many specialist lenders and offer Bad Credit Mortgage solutions.
Often the devil is in the detail and understanding when certain historic credit issues are excluded by Lenders from the overall picture and as such improving on the product terms.
We do this day-in-and-day-out so why trawl through rafts of paper and make multiple calls when we have the facts to hand.
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