Business Details
Founded in 2002, Town & Country Mortgage Services is a family-run business built on decades of industry expertise. Our co-directors, Gary and Andrea, bring a combined 20 years of experience in mortgage and protection advice, having worked with renowned institutions like Halifax and Abbey National. We specialise in delivering tailored mortgage solutions, ensuring clients receive expert guidance and comprehensive protection for their investments. Our award-winning team is dedicated to providing a seamless, stress-free experience for first-time buyers and seasoned investors alike. As an FCA-registered broker, we pride ourselves on transparency, personalised service, and a commitment to securing the best possible outcomes for our clients.
With offices in Luton and Ashford, we offer nationwide support, combining local insight with national reach. Our approach is rooted in trust, professionalism, and a deep understanding of the mortgage landscape. Whether you are purchasing your first home or expanding your property portfolio, we provide the tools, advice, and reassurance needed to navigate the process with confidence. We handle every aspect of your mortgage application, from initial consultation to final approval, ensuring clarity and peace of mind at every stage. At Town & Country Mortgage Services, your financial goals are our priority, and we strive to make your property journey as smooth and rewarding as possible.
With offices in Luton and Ashford, we offer nationwide support, combining local insight with national reach. Our approach is rooted in trust, professionalism, and a deep understanding of the mortgage landscape. Whether you are purchasing your first home or expanding your property portfolio, we provide the tools, advice, and reassurance needed to navigate the process with confidence. We handle every aspect of your mortgage application, from initial consultation to final approval, ensuring clarity and peace of mind at every stage. At Town & Country Mortgage Services, your financial goals are our priority, and we strive to make your property journey as smooth and rewarding as possible.
Services
First Time Buyer Mortgages
Moving Home Mortgages
Remortgages
New Build Mortgages
Shared Ownership
Buy To Let Mortgages
Deposit Unlock
Own New Scheme
Life Cover
Critical Illness Cover
Highlights and features
- We offer over 20 years of combined mortgage expertise.
- Our team provides FCA-regulated, award-winning advice.
- We deliver personalised mortgage solutions with no hidden costs.
- We handle all aspects of your application for a smooth process.
- We provide free initial consultations seven days a week.
Services
First Time Buyer Mortgages
We guide first-time buyers through every step of the mortgage process, from understanding fees to securing the best rates. Our expert advice ensures you make informed decisions tailored to your financial situation. With an Agreement in Principle, you can confidently view properties and make offers within your budget.
Remortgages
Our remortgage services help you switch to a better deal, reducing monthly payments or releasing equity. We assess your current mortgage and find options that suit your evolving financial needs. The process is streamlined for minimal hassle and maximum benefit.
Buy To Let Mortgages
We provide specialist buy-to-let mortgage advice for landlords, ensuring competitive rates and flexible terms. Our expertise covers portfolio expansion, rental income optimisation, and tax-efficient solutions. Tailored recommendations help you maximise returns on your investment properties.
Life Cover
Our life cover solutions protect your familys financial future, offering peace of mind in uncertain times. Policies are customised to your circumstances, ensuring affordability and comprehensive coverage. We work with trusted providers to secure the best protection for you.
Critical Illness Cover
Critical illness cover provides a lump sum if you are diagnosed with a serious condition, helping you focus on recovery. We compare policies to find the most suitable protection for your needs. Our advice ensures you understand the terms and benefits fully.
