Business Details
20 Years
experience
Your Trusted Independent Mortgage Brokers in Bedfordshire
Established in 2006, we are one of Bedfordshire's leading mortgage brokers, offering fee-free, whole-of-market advice. Our directors, Julie Myers and Gareth Tucker, bring over 50 years of combined experience in the mortgage industry, having previously worked in corporate estate agency roles before founding More Choice Mortgage Centre. We prioritise client interests through our independence from estate agency groups and insurance providers, ensuring unbiased recommendations. Our services include face-to-face, phone, and email consultations, with a focus on first-time buyers, remortgaging, home movers, and buy-to-let investments. We maintain transparency by never charging fees, instead receiving procuration fees from lenders.Our team of experienced advisers undergoes continuous training to stay updated on market changes, particularly in the evolving buy-to-let sector. We assist clients with mortgage applications, from initial assessments to paperwork completion, while providing access to the entire market to secure optimal deals. Our commitment to client satisfaction is evidenced by long-term relationships with customers who return for subsequent mortgage needs. We operate under the regulatory oversight of the Financial Conduct Authority, ensuring compliance with industry standards. Our office in Flitwick serves clients across Bedfordshire and surrounding areas, with a focus on making the mortgage process stress-free and efficient.
Services
Mortgage Advice
Insurance Services
First Time Buyers
Remortgages
Home Movers
Buy to Let
Life Cover
Income Protection
Buildings Insurance
Landlord Insurance
Details
- Year established: 2006
Highlights and features
- We offer completely free mortgage advice with no hidden fees
- Our team holds Financial Conduct Authority authorisation for regulatory compliance
- Directors have over 50 years combined experience in mortgage brokering
- We provide access to the entire mortgage market for unbiased recommendations
- Proven track record of repeat business from satisfied clients
Associations and certifications
- Financial Conduct Authority
What people say
Stress-free process
Exceptional customer service
Expert market knowledge
Competitive deals secured
Excellent communication
Services
Mortgage Advice
We provide comprehensive mortgage advice covering first-time purchases, remortgaging, and property investments. Our qualified advisers assess your financial situation to recommend suitable mortgage products from the entire market. With no fees charged to clients, we focus on securing competitive rates while handling all application processes.
Insurance Services
Our insurance services include life cover, critical illness protection, and income protection plans. We offer impartial advice by comparing policies from multiple insurers to ensure appropriate coverage for your circumstances. We explain policy details and help complete applications without charging fees for our advisory services.
Buy to Let
Specialist buy-to-let mortgage advice for new and experienced landlords. We navigate recent regulatory changes to find competitive rates and explain different structuring options. Our service includes portfolio reviews and assistance with landlord insurance requirements, including malicious damage and rent guarantee coverage.
First Time Buyers
Guidance for first-time property purchases covering deposit requirements, borrowing capacity assessments, and mortgage options. We explain the entire process from initial searches to completion, helping clients secure their first home with confidence through our fee-free advisory service.
Remortgages
We assist homeowners in finding better mortgage rates when existing deals expire. Our service includes evaluating current agreements, comparing market options, and facilitating smooth transitions. We also advise on additional borrowing for home improvements while maintaining our commitment to fee-free advice.
People
Julie Myers
Director
With extensive experience in mortgage brokering, Julie specialises in buy-to-let investments and complex mortgage scenarios. She focuses on providing tailored advice while maintaining clear communication with clients throughout the mortgage process.
Gareth Tucker
Director
Bringing decades of mortgage industry experience, Gareth offers expert guidance on residential and investment property financing. He ensures the company maintains its commitment to unbiased advice and exceptional client service standards.
Questions
Are your mortgage advisory services really free?
Yes, we never charge clients fees for mortgage advice. We receive procuration fees from lenders when clients proceed with recommended products.
How do you ensure impartial advice?
As an independent broker not tied to any lender, we access the whole market to find mortgage products that best suit your individual circumstances.
What mortgage types do you cover?
We provide advice on residential mortgages, buy-to-let investments, remortgages, and specialist products for self-employed individuals and property investors.
Do you offer insurance products?
Yes, we provide life cover, critical illness protection, income protection, and property insurance solutions from multiple insurers to meet your protection needs.
What areas do you serve?
We operate from Flitwick and serve clients across Bedfordshire including Ampthill, Biggleswade, Luton, Milton Keynes, and surrounding areas.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority under registration number 560365 for mortgage and insurance advisory services.
