Business Details
Expert Mortgage Brokers in Horsham | KG Mortgages
KG Mortgages is a professional mortgage advisory service dedicated to helping clients navigate the complexities of home financing. With access to the entire mortgage market, we specialise in identifying exclusive deals and tailored solutions that align with individual financial circumstances. Our team of experts provides comprehensive guidance, from initial consultations to finalising agreements, ensuring clients receive competitive rates and personalised support. As an authorised and regulated entity by the Financial Conduct Authority, we prioritise transparency, compliance, and client satisfaction.Our services extend to first-time buyers, home movers, self-employed individuals, and those seeking remortgage opportunities. We also offer insurance products to safeguard clients' investments and financial well-being. Through a combination of advanced digital tools and face-to-face consultations, we deliver a seamless and informed mortgage experience.
Services
Mortgage Advice
First-Time Buyer Mortgages
Home Mover Mortgages
Self-Employed Mortgages
Remortgages
Life Insurance
Critical Illness Cover
Income Protection
Highlights and features
- We offer whole-market mortgage searches to find the best deals
- Our team provides exclusive mortgage rates unavailable directly from lenders
- Expert guidance for first-time buyers, self-employed individuals, and complex cases
- Regulated by the Financial Conduct Authority for compliance and client protection
- Personalised service combining digital tools with professional mortgage advice
Associations and certifications
- Financial Conduct Authority
What people say
Expert mortgage advice
Personalised service
Exclusive deals
FCA regulated
Efficient process
Services
Mortgage Advice
Our mortgage advice service provides tailored solutions for clients seeking residential or buy-to-let financing. We conduct comprehensive market analyses to identify competitive rates and suitable lenders based on individual financial profiles. With access to exclusive deals unavailable through direct lender channels, our FCA-regulated advisors ensure clients receive informed recommendations and ongoing support throughout the mortgage lifecycle.
First-Time Buyer Mortgages
Specialised mortgage solutions for first-time buyers navigating property purchase. We explain government-backed schemes, assess eligibility for Help-to-Buy initiatives, and secure competitive rates tailored to new buyers' financial circumstances. Our guidance covers deposit requirements, affordability assessments, and long-term repayment strategies to facilitate successful homeownership transitions.
Self-Employed Mortgages
Tailored mortgage arrangements for self-employed individuals and business owners. We address unique income verification challenges, working with lenders who accept one-year accounts or limited company financials. Our expertise includes assessing affordability for sole traders, partnerships, and Ltd company directors to secure competitive financing options.
Remortgages
Remortgage advisory service to help clients reduce monthly payments, release equity, or switch lenders. We evaluate current mortgage terms, identify better market rates, and manage the transition process while considering early repayment charges and potential savings. Our advice covers both residential and buy-to-let remortgage opportunities.
Critical Illness Cover
Financial protection against serious health events through critical illness cover. This policy provides tax-free lump sums for specified conditions like cancer, heart attacks, or strokes, helping maintain financial stability during recovery. We advise on appropriate coverage levels, policy terms, and exclusions to ensure adequate protection aligned with mortgage commitments.
Questions
How do you find the best mortgage deals?
We access the entire mortgage market, including exclusive lender agreements, to identify competitive rates tailored to your financial circumstances and property goals.
What mortgage options exist for self-employed individuals?
We specialise in mortgages for sole traders, partnerships, and Ltd company directors, working with lenders that accept one-year accounts or business financial assessments.
What insurance products do you recommend?
We offer life insurance, critical illness cover, and income protection policies to safeguard your mortgage payments against unforeseen circumstances.
How quickly can you provide an Agreement in Principle?
After completing our online fact-find form (15 minutes), we typically issue an Agreement in Principle within one business day.
Are your services available online and in-person?
We offer both digital portal access for document management and flexible face-to-face consultations to accommodate client preferences.
