Business Details
Your Trusted Mortgage Broker in Haywards Heath
At Ross & Montgomery in Haywards Heath, we have over 45 years of combined experience delivering independent, whole-of-market mortgage advice tailored to individual circumstances. Our team specialises in demystifying the mortgage process for first-time buyers and existing homeowners, offering free, transparent guidance without charging clients directly. We work with all major high-street lenders and specialist providers to secure competitive deals across first-time buyer mortgages, remortgages, buy-to-let options, and equity release solutions. Our commitment to client education ensures customers understand every step, with no hidden fees or obligations.As an independent broker, we prioritise long-term relationships built on trust, providing ongoing support throughout the mortgage lifecycle. Our services extend to life assurance, critical illness cover, and property insurance, offering holistic financial solutions. With flexible appointment options, including home visits and phone consultations, we aim to make mortgage advice accessible and stress-free. Our reputation for integrity and customer-centric service has been built through decades of helping clients achieve their property goals without compromising on quality or transparency.
Services
Mortgage Advice
Equity Release
First-Time Buyer Mortgages
Remortgages
Buy-to-Let Mortgages
Life Assurance
Critical Illness Cover
Property Insurance
Highlights and features
- We have over 45 years of combined experience in mortgage brokering
- We offer whole-of-market advice with no client fees
- We provide free equity release consultations with qualified specialists
- We work with all major high-street lenders and specialist providers
- We offer flexible appointment options including home visits
Services
Mortgage Advice
We provide independent, whole-of-market mortgage advice tailored to individual financial circumstances. Our experts help clients navigate first-time buyer options, remortgaging opportunities, and buy-to-let investments. With access to all major lenders, we secure competitive rates while offering transparent, fee-free guidance throughout the entire mortgage process.
Equity Release
Our equity release specialists help homeowners over 55 access tax-free funds tied in their property. We offer independent advice on lifetime mortgages and home reversion plans, ensuring clients retain property ownership while improving financial flexibility. We work with Equity Release Council members to guarantee no negative equity outcomes for our clients.
Remortgages
We specialise in remortgaging solutions to help homeowners secure better interest rates or release equity. Our whole-of-market approach compares all available options to reduce monthly payments or fund home improvements. We handle the entire process, from initial assessment to completion, with no client fees.
Buy-to-Let Mortgages
We provide specialist buy-to-let mortgage advice for property investors. Our services include portfolio management strategies, tax-efficient structuring, and access to competitive landlord mortgage products. We help clients maximise rental income potential while navigating regulatory requirements and market conditions.
First-Time Buyer Mortgages
We support first-time buyers through the mortgage process with expert guidance on government schemes like Help to Buy. Our specialists explain deposit requirements, interest rates, and affordability criteria while securing competitive deals. We offer clear explanations of all documentation needed to complete property purchases.
Questions
Do you charge fees for mortgage advice?
No, we provide mortgage advice completely free of charge. Our remuneration comes from lenders upon mortgage completion, not from our clients.
What mortgage types do you offer?
We offer all mortgage types including first-time buyer, remortgages, buy-to-let, equity release, fixed-rate, tracker, interest-only, and adverse credit mortgages.
Can I get equity release if I have an existing mortgage?
Yes, you may still qualify for equity release even with an existing mortgage, provided you meet eligibility criteria and have sufficient property equity.
How do you find the best mortgage deals?
As a whole-of-market broker, we access all available lenders and products to find mortgages that best match your specific financial circumstances and property goals.
What areas do you cover?
We operate across Haywards Heath, Burgess Hill, Crawley, Brighton, and East Grinstead, offering flexible appointments at client homes or our offices.
Are your equity release products regulated?
Most equity release products are regulated by the Equity Release Council, which we recommend through our independent advice process.
