Business Details
21 Years
experience
Expert Mortgage Brokers in West Sussex
Established in 2005, Compass Mortgages has built a reputation for delivering tailored mortgage solutions and exceptional client support. Our team combines over 50 years of industry experience with a commitment to approachable, professional service. We specialise in navigating complex mortgage markets, including credit history challenges, and maintain strong partnerships with local professionals to streamline the home-buying process. With no upfront fees and a focus on long-term client relationships, we prioritise transparency and client satisfaction.Our advisers are authorised and regulated by the Financial Conduct Authority, ensuring compliance with rigorous industry standards. By offering fixed-rate, variable-rate, buy-to-let, and re-mortgage options, we cater to diverse financial needs while maintaining a client-centric approach. Our testimonials reflect our dedication to stress-free transactions and timely updates, positioning us as trusted advisors in West Sussex.
Services
Fixed Rate Mortgages
Variable Rate Mortgages
Help to Buy Mortgages
Buy to Let Mortgages
Re-mortgages
Life Insurance
Critical Illness Cover
Income Protection
Buildings Insurance
Contents Insurance
Details
- Year established: 2005
Highlights and features
- We offer 50 years of combined mortgage industry experience.
- Our team specialises in assisting clients with adverse credit histories.
- No upfront fees for initial mortgage consultations.
- We maintain partnerships with local solicitors, surveyors, and tradespeople.
- Our advisers are FCA-authorised and regulated.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Exemplary service
Stress-free process
Timely updates
Approachable advisers
Successful outcomes
Services
Fixed Rate Mortgages
Fixed rate mortgages provide consistent monthly payments for set terms of 2-10 years, protecting against market fluctuations. Ideal for budget-conscious borrowers, these mortgages offer predictable costs even during interest rate rises. Compass Mortgages helps clients select optimal fixed-rate terms based on individual financial circumstances and market conditions.
Buy to Let Mortgages
Buy to let mortgages enable property investors to finance rental properties with specialist terms. Compass Mortgages offers expert guidance on landlord-specific lending criteria, rental income assessments, and portfolio management strategies. Our FCA-regulated advisers connect clients with competitive investment mortgage products tailored to their property goals.
Re-mortgages
Re-mortgaging services help homeowners secure better rates when existing deals expire. Compass Mortgages proactively reviews client mortgages four months before term end to avoid costly standard variable rates. We facilitate seamless transitions to more competitive products with alternative lenders or current providers.
Life Insurance
Life insurance policies provide financial security for dependants in the event of death. Compass Mortgages offers tailored coverage options considering occupation, health, and term requirements. Our advisers ensure clients receive appropriate protection levels at competitive premiums through comprehensive market comparisons.
Critical Illness Cover
Critical illness cover provides lump-sum payouts for specified serious health conditions. Compass Mortgages helps clients select policies covering major illnesses like cancer, heart attacks, and strokes. Our advice considers individual risk profiles and evolving policy benefits to ensure comprehensive protection.
People
Dean Haysom
Director
With over 15 years' experience in mortgage advisory services, Dean Haysom leads Compass Mortgages' team. He specialises in complex mortgage cases and maintains FCA-authorised status to ensure regulatory compliance. Dean prioritises client education and transparent communication throughout the mortgage process.
Questions
What mortgage types do you offer?
We provide fixed-rate, variable-rate, buy-to-let, re-mortgage, Help to Buy, and shared ownership mortgages, along with specialist advice for clients with adverse credit histories.
Do you charge upfront fees?
No upfront fees apply for initial consultations. A £495 arrangement fee is charged only upon mortgage completion, with no obligation for preliminary advice.
How do you assist clients with credit issues?
We specialise in helping clients with past credit problems secure mortgages through our expertise in specialist lending criteria and lender relationships.
What insurance products are available?
We offer life insurance, critical illness cover, income protection, buildings insurance, and contents insurance, with tailored advice to meet individual protection needs.
How are mortgage reviews conducted?
We proactively review existing mortgages four months before deal expiration to ensure competitive rates, avoiding costly standard variable rate reversion.
