Business Details
Trusted Mortgage Advisors in Worthing
Established to provide tailored mortgage solutions, Integrity Mortgages operates as an appointed representative of HL Partnership Limited, regulated by the Financial Conduct Authority. Our expertise spans first-time buyer mortgages, remortgaging, buy-to-let properties, and specialist products for self-employed individuals and company directors. We prioritise affordability, flexibility, and value for money, offering access to a wide range of products from high-street lenders and exclusive specialist providers. Our team delivers professional advice and exceptional customer service, guiding clients through every stage of the mortgage process. We take pride in understanding individual client needs, ensuring transparency and clarity in all our dealings.With a focus on long-term relationships, we support clients beyond initial transactions, including mortgage protection and insurance solutions. Our commitment to regulatory compliance and ethical standards underpins our reputation as a trusted mortgage advisory service. Based in Worthing, we serve clients across the UK, combining local knowledge with national expertise. Our reviews highlight our dedication to responsiveness, problem-solving, and client satisfaction, as evidenced by numerous positive testimonials. Integrity Mortgages remains dedicated to evolving with market changes while maintaining a client-centric approach to mortgage advisory services.
Services
First Time Buyer Mortgages
Remortgage Services
Buy-to-Let Mortgages
Self-Employed Mortgages
Company Director Mortgages
Shared Ownership Mortgages
Mortgage Protection
Life Insurance
Critical Illness Cover
Building & Contents Insurance
Highlights and features
- Regulated by the Financial Conduct Authority for consumer protection
- Access to exclusive specialist mortgage products not available directly
- Tailored support for first-time buyers, self-employed, and buy-to-let investors
- Transparent fee structure with a fixed 399 arrangement fee
- Proven track record with 5.0 rating from 156+ customer reviews
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic communication
Highly recommended
Nothing too much trouble
Amazing throughout process
Strongly recommend
Services
First Time Buyer Mortgages
We specialise in guiding first-time buyers through the mortgage process, offering competitive rates and tailored advice. Our team explains options clearly, assists with affordability assessments, and helps secure deposits. Clients benefit from our partnerships with specialist lenders and our Moving Costs service for additional support.
Remortgage Services
Our remortgaging service helps clients reduce monthly payments, release equity, or switch to better terms. We analyse existing mortgages, compare market rates, and negotiate with lenders. Clients receive transparent advice on exit fees and potential savings, ensuring informed decisions about their home loans.
Buy-to-Let Mortgages
We provide buy-to-let mortgage solutions for property investors, including portfolio management and tax-efficient structures. Our advisors explain landlord-specific criteria, rental income assessments, and deposit requirements. Clients gain access to specialist lenders offering competitive rates for residential and commercial investment properties.
Self-Employed Mortgages
Our self-employed mortgage service caters to freelancers, contractors, and business owners. We work with lenders that accept alternative income verification methods, such as SA302 forms or accountant-certified accounts. Clients benefit from our expertise in navigating complex income structures to secure suitable mortgage terms.
Mortgage Protection
We offer comprehensive mortgage protection solutions including life insurance, critical illness cover, and income protection. Our advisors explain policy options, help determine appropriate coverage levels, and arrange policies that ensure mortgage payments continue during financial hardship from death, illness, or unemployment.
People
Sarah
Mortgage Advisor
Sarah specialises in shared ownership mortgages and product transfers. With extensive knowledge of the mortgage process, she provides clear communication and tailored solutions. Clients praise her professionalism and ability to navigate complex transactions smoothly.
Georgie
Mortgage Advisor
Georgie supports first-time buyers and home movers, offering expert guidance through challenging market conditions. Known for prompt responses and thorough explanations, she helps clients understand mortgage options while maintaining a positive, solution-focused approach during stressful periods.
Questions
How do you help first-time home buyers?
We guide first-time buyers through mortgage options, affordability assessments, and deposit requirements. Our Moving Costs service offers additional support, and our advisors explain complex processes clearly to ensure informed decisions.
Are your mortgage advisors regulated?
Yes, we're regulated by the Financial Conduct Authority as an appointed representative of HL Partnership Limited. This ensures we meet strict professional standards and provide transparent, ethical mortgage advice.
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgages, buy-to-let properties, self-employed mortgages, company director mortgages, and shared ownership options. Our access to specialist lenders expands available product choices.
What fees do you charge?
Our mortgage arrangement fee is a fixed £399. We provide full transparency about costs upfront, with no hidden fees. Additional lender or legal fees may apply depending on your specific mortgage product.
Do you offer mortgage protection services?
Yes, we offer life insurance, critical illness cover, and income protection policies to safeguard mortgage payments during financial hardship. Our advisors help determine appropriate coverage levels for your circumstances.
How do I start the mortgage process?
Contact us via phone or our website's callback form to book a consultation. Our advisors will discuss your requirements, explain options, and guide you through documentation needed to begin your mortgage application.
