Business Details
27 Years
experience
Your Trusted Mortgage Brokers in Haywards Heath
Established in 1999, Sussex Mortgage Centre has built a reputation as a trusted provider of mortgage advisory services. Our team of fully qualified specialists offers whole-of-market advice, drawing from access to over 10,000 mortgages across 100+ lenders. Regulated by the Financial Conduct Authority, we prioritise client needs through tailored solutions, whether you're purchasing a home, remortgaging, or expanding a buy-to-let portfolio. Our service combines technical expertise with a commitment to transparency, offering face-to-face or remote consultations to suit individual circumstances.Client testimonials highlight our ability to simplify complex processes, with one verified customer noting how we 'take the stress out of the process' while delivering 'excellent mortgage solutions'. As part of The Finance Planning Group, we maintain rigorous compliance standards while ensuring every client receives a 5-star service experience.
Services
Mortgage Advisory
Remortgaging Solutions
Buy-to-Let Advice
Protection Insurance
Agreement in Principle
Property Valuations
Help to Buy Schemes
Financial Planning
Home Buyer Reports
Lender Panel Access
Details
- Year established: 1999
Highlights and features
- We offer access to over 10,000 mortgages from 100+ lenders
- Our team consists of FCA-regulated mortgage specialists
- We provide free initial advice tailored to your needs
- Meetings available in-person or remotely to suit your schedule
- We have over 20 years of experience in mortgage advisory services
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Perfect mortgage solutions
Stress-free process
5-star service
Highly recommended
Services
Mortgage Advisory
Our mortgage advisory service provides impartial guidance across 10,000+ products from 100+ lenders. We assess your financial situation to recommend optimal solutions for home purchases, remortgaging, or buy-to-let investments. Our FCA-regulated specialists ensure compliance while simplifying complex mortgage options through tailored consultations.
Remortgaging Solutions
We specialise in remortgaging strategies to help clients secure better rates or release equity. Our process considers current market conditions, individual financial goals, and lender criteria to identify competitive deals. Clients benefit from our market access and expertise in negotiating favourable terms for residential and investment properties.
Buy-to-Let Portfolios
Our buy-to-let specialists help property investors build and manage portfolios through strategic mortgage planning. We provide access to specialist landlord products, portfolio management advice, and tax-efficient structuring options. With market insights and lender relationships, we help investors maximise returns while navigating regulatory requirements.
Protection Insurance
We offer Defacto 5-star rated protection insurance products to safeguard mortgage commitments. Our coverage options include life insurance, critical illness cover, and income protection tailored to individual circumstances. These policies provide financial security for homeowners and families in case of unexpected life events affecting repayment capacity.
Agreement in Principle
Our Agreement in Principle service provides pre-approval confirmation to strengthen property offers. By assessing your financial profile against lender criteria, we issue formal statements demonstrating buying capacity. This process helps clients act decisively in competitive markets while understanding their borrowing limits before full application.
People
Karen OBrien
Mortgage & Protection Specialist
With over 20 years' experience, Karen provides expert mortgage solutions tailored to client needs. Her approach combines technical expertise with personalised service, helping clients achieve property goals stress-free. Verified customer testimonials highlight her exceptional advisory skills.
Charlotte Haddow
Mortgage Advisor
Charlotte specialises in matching clients with optimal mortgage products through comprehensive financial analysis. Her client-focused approach ensures clear communication and tailored solutions across residential and buy-to-let markets. Recognised for professional expertise in mortgage advisory services.
Lucy Diton
Mortgage Consultant
Lucy provides specialist mortgage advice with emphasis on regulatory compliance and client education. Her expertise covers complex lending scenarios and investment property financing. She maintains FCA-regulated standards while delivering accessible mortgage guidance.
Questions
How do you differ from bank mortgage advisors?
Unlike banks offering only their products, we provide whole-of-market advice across 100+ lenders. This ensures unbiased recommendations tailored to your specific circumstances rather than restricted product ranges.
What fees apply to your mortgage services?
Our typical mortgage arrangement fee is 1% of the loan amount. We charge no additional fees for initial advice, with all costs clearly disclosed before proceeding with your chosen mortgage solution.
Can I meet advisors remotely?
Yes, we offer flexible consultations via telephone, Skype, or in-person at our Hurstwood Lane office. Meetings are appointment-only to ensure dedicated time for each client's requirements.
Which lenders do you work with?
We access all major high-street lenders plus specialist providers, offering over 10,000 mortgage products. This comprehensive market access ensures competitive options for standard and complex financing scenarios.
What documentation is required for mortgage applications?
Typical requirements include proof of identity, income verification (payslips/bank statements), property details, and existing mortgage information. Our advisors guide clients through specific documentation needs during initial consultations.
