Business Details
35 Years
experience
Award-Winning Mortgage Brokers in Horsham | Impact Specialist Finance
Established in 1991, Impact Specialist Finance has grown into one of the UK's leading mortgage brokers, packagers, and distributors. Our team of experienced advisers provides tailored mortgage solutions for clients across the UK, including Scotland and British expats abroad. Specialising in complex cases, we offer access to the entire mortgage market, ensuring we can assist clients with diverse needs, from first-time buyers to portfolio landlords.Our family-run ethos prioritises fairness, transparency, and customer care, reflected in our multi-award-winning status and excellent Trustpilot reviews. With onsite underwriters and exclusive lender partnerships, we streamline the mortgage process to deliver efficient, client-focused outcomes. Our commitment to innovation and integrity has solidified our reputation as a trusted authority in specialist finance.
Services
Residential Mortgages
Buy to Let
Bridging Finance
Commercial Mortgages
Remortgaging
Equity Release
Secured Loans
Details
- Year established: 1991
Highlights and features
- 30 years of experience in specialist mortgage lending
- Whole-of-market access to exclusive rates and lenders
- Onsite underwriters for faster application processing
- Multi-award-winning team with family-run values
- Expertise in complex cases including poor credit and self-employment
Associations and certifications
- Financial Conduct Authority
What people say
Smooth re-mortgage process
Professional and proactive team
Made the impossible possible
Seamless application experience
Excellent communication
Services
Residential Mortgages
Tailored mortgage solutions for first-time buyers and home movers. We specialise in complex cases including self-employment and adverse credit histories. Our whole-of-market access ensures competitive rates for properties across the UK.
Buy to Let
Specialist financing for property investors with terms up to 40 years. We offer competitive rates for portfolio landlords and those seeking long-term rental income solutions across residential and commercial properties.
Bridging Finance
Quick funding solutions for property purchases requiring fast completion. Ideal for auction purchases, chain breaks, or development projects needing immediate financial support with flexible repayment terms.
Commercial Mortgages
Tailored financing for business premises and investment properties. We provide solutions for SMEs and property developers seeking competitive rates for commercial real estate acquisitions or portfolio expansions.
Secured Loans
Alternative financing secured against residential or buy-to-let properties. Ideal for debt consolidation, home improvements, or business funding while retaining existing mortgage rates without early repayment charges.
People
Vic Jannels
Chairman
Founder of Impact Specialist Finance in 1991, Vic established the business from his front room. With decades of industry experience, he continues to oversee strategic direction while maintaining the family values that underpin our customer-centric approach.
Dale Jannels
Managing Director
Dale leads daily operations as Managing Director, combining technical expertise with a commitment to exceptional service. He ensures our team maintains the highest standards in mortgage advisory while driving business growth and innovation.
Sheila Jannels
Finance Director
Sheila manages financial operations with precision and care. Her oversight ensures the company's financial stability while supporting clients through transparent, ethical financial practices aligned with our family-run values.
Neal Jannels
IT and Admin Director
Neal oversees technology infrastructure and administrative systems. His technical expertise ensures efficient operations and digital innovation, maintaining the seamless service that has earned us multiple industry awards.
Questions
What mortgage options are available for those with poor credit?
We specialise in adverse credit mortgages through specialist lenders. Our team has extensive experience securing financing for clients with past credit issues, including CCJs, IVAs, and bankruptcies.
Do you offer commercial mortgage solutions?
Yes, we provide commercial mortgages for business premises and investment properties. Our access to specialist lenders ensures competitive rates for SMEs and property developers.
How does your bridging finance work?
Our bridging loans offer short-term funding for property purchases requiring quick completion. We arrange terms from 1-24 months with flexible repayment options for auction purchases or property chain breaks.
Can you help with equity release?
Yes, we offer regulated equity release schemes for retirement planning. Our advisers explain lifetime mortgages and home reversion plans to help clients access tax-free cash while retaining property ownership.
What areas do you serve?
While based in Horsham, we operate nationwide across the UK including Scotland. Our services also extend to British expats seeking property financing abroad.
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