Business Details
10 Years
experience
Expert Mortgage Brokers in Ashford, Kent
Established in 2016, The Independent Mortgage Centre operates as a Directly Authorised firm by the Financial Conduct Authority, offering comprehensive mortgage and financial advice. Our team brings over 100 years of combined experience in the mortgage market, having advised clients since 1982. We specialise in whole-of-market mortgage solutions, ensuring clients receive tailored advice that aligns with their unique circumstances. Our streamlined processes and modern point-of-sale systems reduce the time from initial advice to mortgage offer, supported by clear documentation and minimal paperwork.We provide access to protection products from leading insurers, including Legal & General and Aviva, alongside expertise in equity release solutions. Our holistic approach to home ownership encompasses mortgage advice, conveyancing, property management, and insurance. Clients benefit from direct communication with dedicated advisers throughout the mortgage journey, complemented by free initial consultations. Our commitment to transparency, client-centric service, and continuous support post-completion underscores our reputation as trusted mortgage professionals in Ashford, Kent.
Services
Mortgage Advice
Equity Release
Protection Products
Conveyancing
Insurance Advice
Details
- Year established: 2016
Highlights and features
- We treat every case and every person as an individual.
- Our team has over 100 years of combined experience in mortgage advising since 1982.
- We find the cheapest mortgage rate that you can actually get, not just the market's cheapest.
- We are whole-of-market advisers with access to all lenders.
- A dedicated adviser stays with you from application through to completion.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our mortgage advice service provides tailored solutions for first-time buyers, remortgagers, and older clients. We assess individual circumstances to recommend competitive rates and lenders, ensuring alignment with your financial goals. With access to the entire market, we simplify the process from application to completion.
Equity Release
Equity release allows homeowners aged 55+ to unlock tax-free cash from their property. We offer lifetime mortgages and home reversion plans, ensuring clear guidance on inheritance guarantees and no negative equity protection. Our advice considers your long-term financial needs and estate planning.
Protection Products
We provide protection products from leading insurers like Legal & General and Aviva. These include life insurance, critical illness cover, and income protection to safeguard your family against unforeseen events. Our advisers ensure policies align with your mortgage and personal financial needs.
Conveyancing
Our conveyancing service streamlines property transactions, handling legal work for purchases, sales, and remortgages. Partnering with Independent Property Lawyers Ltd, we ensure efficient, transparent processes with fixed fees, reducing stress during property transfers.
Insurance Advice
We offer comprehensive insurance advice, including mortgage protection and general risk coverage. By working with major providers, we tailor policies to protect your assets and income, ensuring value-for-money solutions that adapt to changing life circumstances.
People
Martin Wilkins
Managing Director
Cert PFS qualified, Martin has over 40 years in financial services and mortgages. He founded The Independent Mortgage Centre, combining expertise in property, lending, and conveyancing to deliver holistic home ownership solutions.
Vanessa Fabian
PA to Managing Director
Vanessa manages administrative operations with 15 years of banking sector experience. Her HR and health & safety expertise ensures smooth business operations and staff well-being within the company.
Damien Tonna
Mortgage Broker
Cert PFS qualified, Damien has been a mortgage adviser since 1997. His attention to detail and client-focused approach has earned repeat business and referrals from clients in Ashford and surrounding areas.
Gus De Rosa
Mortgage Broker
Cert PFS qualified, Gus transitioned from customer service in luxury travel to mortgages in 2004. He prioritises individual client needs, offering personalised advice and long-term support throughout the mortgage journey.
Marc Vidler
Mortgage Broker
Cert PFS qualified, Marc has over 35 years in financial services. He specialises in mortgages and protection insurance, combining technical expertise with client-centric service to deliver tailored solutions for diverse financial needs.
Questions
What makes The Independent Mortgage Centre different from other brokers?
We offer whole-of-market advice, dedicated advisers throughout your mortgage journey, and tailored solutions prioritising your individual circumstances over generic cheapest-rate approaches.
Can I get equity release if I'm over 55?
Yes, we offer lifetime mortgages and home reversion plans for homeowners aged 55+ with properties valued from £75,000, ensuring inheritance guarantees and no negative equity protection.
Do you provide advice on protection products?
Yes, we offer life insurance, critical illness cover, and income protection from major providers like Legal & General to safeguard your family's financial future.
What areas do you serve?
We primarily serve Ashford, Kent, and surrounding areas, with nationwide mortgage advice available through our whole-of-market services.
Is your initial consultation free?
Yes, we provide a free initial consultation to discuss your mortgage, equity release, or protection product needs without obligation.
How do you support clients during the mortgage process?
A dedicated adviser guides you from application to completion, offering direct communication, transparent processes, and post-completion support when needed.
