Business Details
12 Years
experience
Trusted Mortgage Advisors in Plymouth
Mortgages 4 Plymouth is a family-run mortgage advisory firm based in Plymouth with over 40 years of combined industry experience. Our team of award-winning advisers specialises in providing tailored mortgage and protection solutions to suit individual client needs. We pride ourselves on offering impartial advice, with access to a comprehensive range of products from across the market, including exclusive rates unavailable on the high street. Our services cover first-time buyers, re-mortgaging, homemovers, buy-to-let portfolios, and armed forces mortgages. We maintain strong relationships with lenders and prioritise client satisfaction through transparent communication and ongoing support throughout the mortgage process.Our principal advisor, Tricia, has been in the financial services industry since 1980 and personally trained all team members to uphold our commitment to excellence. We operate as an Appointed Representative of PRIMIS Mortgage Network, authorised and regulated by the Financial Conduct Authority. Our approach focuses on building long-term client relationships by delivering reliable, jargon-free advice and ensuring clients receive appropriate protection for their homes, families, and incomes.
Services
First Time Buyers
Re-Mortgages
Homemover Mortgages
Buy to Let
Armed Forces Mortgages
Life Insurance
Income Protection
Critical Illness Cover
Business Protection
Family Income Benefit
Details
- Year established: 2014
Highlights and features
- We offer over 40 years of combined mortgage advisory experience
- Our team provides personalised advice tailored to individual circumstances
- Award-winning service recognised across the mortgage industry
- We have extensive local knowledge of Plymouth and Devon property markets
- Free initial no-obligation mortgage consultations available
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
What people say
Very helpful
Knowledgeable advisors
Excellent service
Personalised advice
Stress-free process
Services
First Time Buyers
We specialise in guiding first-time buyers through the mortgage process with tailored advice and ongoing support. Our team explains available options clearly, provides agreement in principle documentation, and liaises with solicitors to ensure smooth completions. Clients benefit from our local market knowledge and access to exclusive mortgage products.
Re-Mortgages
Our re-mortgage service helps clients secure better rates, fund home improvements, or adjust mortgage terms. We offer free valuations, no arrangement fees on selected products, and expert guidance to find the most suitable solution for changing circumstances while maintaining existing lender relationships when appropriate.
Buy to Let Mortgages
We provide specialist buy-to-let mortgage advice for property investors, including portfolio management and let-to-buy solutions. Our team helps clients meet lender criteria for rental income assessment while offering access to exclusive market rates and regulatory-compliant advice for this specialist sector.
Life Insurance
Our protection services include life insurance, critical illness cover, and income protection tailored to mortgage requirements. We offer independent advice on policy selection, trust arrangements, and comprehensive coverage options to safeguard clients' financial security while receiving commission-based remuneration from providers.
Armed Forces Mortgages
We provide specialist mortgage advice for armed forces personnel, including Forces Help to Buy Scheme eligibility. Our team accommodates irregular working hours and offers flexible appointment times while maintaining access to competitive mortgage products specifically designed for military clients' unique circumstances.
People
Tricia
Principal Advisor
With over 40 years in financial services since 1980, Tricia established Mortgages 4 Plymouth and personally trained all advisors. She specialises in mortgage and protection solutions, business protection, and maintains regulatory compliance while leading the team's award-winning service delivery.
Adam
Mortgage Adviser
Adam provides expert mortgage advice with particular focus on first-time buyers and complex cases. Clients consistently praise his responsiveness, market knowledge, and ability to explain financial products clearly while maintaining regular communication throughout the mortgage process.
Fran
Mortgage Adviser
Fran specialises in supporting clients through the mortgage journey with clear explanations and personalised recommendations. She maintains consistent communication and tailors advice to individual circumstances, ensuring clients feel valued rather than treated as case numbers.
Sonia
Mortgage Adviser
Sonia contributes to the team's award-winning service with her expertise in mortgage solutions and protection products. She works closely with clients to understand their needs while leveraging the team's collective experience to deliver appropriate financial solutions.
Emma
Support Staff
Emma provides essential administrative support to the advisory team, ensuring smooth client communication and efficient processing of mortgage applications. Her role contributes to maintaining the practice's high service standards and client satisfaction levels.
Questions
What mortgage services do you offer?
We offer first-time buyer mortgages, re-mortgaging, homemover mortgages, buy-to-let portfolios, armed forces mortgages, and specialist protection products including life insurance and income cover.
Are your mortgage advisers qualified?
Yes, our team includes award-winning advisers with over 40 years combined experience. We operate as an Appointed Representative of PRIMIS Mortgage Network, regulated by the Financial Conduct Authority.
What fees do you charge?
Our mortgage advice fees range from £0 to £399 depending on circumstances, with no charge for protection advice. We also receive fees from lenders for successful mortgage completions.
Do you provide services outside Plymouth?
While based in Plymouth, we provide mortgage advice services across Devon and nationally, supporting clients with both local market knowledge and nationwide accessibility.
How can I book an appointment?
You can book an appointment through our website or by calling 01752 264500. We offer flexible appointment times including evenings and weekends to accommodate client needs.
What protection products do you offer?
We provide life insurance, critical illness cover, income protection, family income benefit, business protection, and serious illness cover tailored to individual mortgage requirements and financial circumstances.
