Apex Mortgage & Protection UK

Business Details

8 Years

experience

Trusted Mortgage and Protection Services in the UK

At Apex Mortgage & Protection UK, we are dedicated professionals committed to delivering a thorough and stress-free service for all your mortgage and protection needs. Our team of veteran-owned advisors combines extensive industry experience with a deep understanding of whole-of-market products to provide tailored solutions. We operate nationwide, offering home visits, workplace consultations, or remote support to ensure accessibility and convenience. Our advisors prioritise honesty and transparency, empowering clients to make informed decisions about their financial future.

Whether securing a dream home, investment property, or comprehensive protection packages, we specialise in meeting diverse client needs with expertise and integrity. Our nationwide network ensures clients receive personalised support, while our partnerships with top UK insurers and lenders guarantee competitive deals. We pride ourselves on building long-term relationships founded on trust, reliability, and a commitment to exceptional service.

Services

Mortgages Life Insurance Income Protection Critical Illness Cover First Time Buyer Remortgage Buy to Let Wills & Trusts Funeral Plans Inheritance Planning

Details

Year established: 2018

Highlights and features

We offer veteran-led expertise in mortgage and protection services.
Our nationwide advisors provide personalized home visits for convenience.
We maintain transparent fee structures with no hidden charges.
Our team secures access to top UK insurers and niche lenders.
We guarantee timely responses and dedicated advisor support.

Associations and certifications

Financial Conduct Authority (FCA)

What people say

Qualified and trusted friend Fantastic deal Highly recommended Efficient and helpful Knowledgeable and patient

Website

Update Listing

Services

Mortgages

We provide comprehensive mortgage solutions tailored to individual needs, including first-time buyer schemes, remortgaging, and buy-to-let investments. Our advisors access exclusive deals from major UK lenders and specialist providers. With nationwide coverage and flexible consultation options, we simplify the home-buying process while ensuring long-term financial stability.

Life Insurance

Our life insurance policies offer financial security for dependents, with flexible term and whole-of-life options. Advisors assess individual circumstances to recommend appropriate coverage levels and policy structures. We partner with leading UK insurers to provide competitive rates while ensuring clear policy terms and conditions for clients.

Income Protection

We specialise in income protection policies that safeguard against loss of earnings due to illness or disability. Our advisors explain policy features including deferred periods, benefit amounts, and exclusions. By comparing multiple providers, we secure policies that balance comprehensive coverage with affordability for long-term financial security.

Critical Illness Cover

Our critical illness cover provides lump-sum payments for diagnosed conditions like cancer or heart disease. Advisors explain policy definitions, exclusions, and payout structures to ensure informed decisions. We access policies covering 40+ conditions with guaranteed renewability and optional add-ons for enhanced protection.

Remortgage

We help clients remortgage to better rates, release equity, or adjust loan terms. Our process includes market analysis, affordability assessments, and negotiation with lenders. Advisors ensure seamless transitions while explaining potential savings and associated costs for informed decision-making.

People

Shanine

Mortgage Advisor

Experienced mortgage advisor specialising in first-time buyer schemes and remortgaging. Known for professional yet approachable service, securing competitive deals while explaining options clearly. Maintains prompt communication throughout the process.

Tony

Mortgage Advisor

Expert in remortgaging for property improvements, with a focus on financial stability during uncertain markets. Provides regular updates and clear explanations. Recognised for exceptional client support and deal negotiation skills.

James

Protection Advisor

Specialises in life and critical illness insurance reviews. Identifies cost-saving opportunities while enhancing coverage. Explains complex policy details clearly, ensuring clients understand their protection options and benefits.

Layla

Mortgage Advisor

Dedicated mortgage advisor supporting first-time buyers through the entire purchasing process. Explains documentation requirements and market conditions clearly. Known for going beyond standard duties to resolve client challenges efficiently.

Tanya

Protection Advisor

Experienced protection advisor conducting thorough reviews of existing policies. Recommends tailored solutions covering multiple eventualities while explaining policy terms clearly. Focuses on long-term client peace of mind and financial security.

Questions

What mortgage types do you offer?

We provide first-time buyer mortgages, remortgaging, buy-to-let, and specialist schemes. Our advisors access major lenders and niche providers to find suitable deals for all property types.

How do you find competitive mortgage rates?

We compare deals from high-street banks and specialist lenders nationwide. Our industry connections and market analysis ensure clients receive tailored options matching their financial circumstances and goals.

What protection policies are available?

We offer life insurance, critical illness cover, income protection, and combined policies. Advisors assess individual needs to recommend appropriate coverage levels and policy structures from leading UK insurers.

How does the mortgage application process work?

Select your product online, submit details via our form, and we'll search for suitable deals. A dedicated advisor will contact you to arrange documentation, negotiate terms, and guide you through completion.

Are there fees for your services?

Mortgage arrangement fees typically start at £495 (up to 5% of the loan). Protection advice is free, though we receive commission from insurers. All costs are explained clearly before proceeding.

Can you help with urgent mortgage needs?

While we prioritise thorough advice, we understand time-sensitive situations. Our advisors work efficiently with lenders to meet deadlines where possible, though early consultation yields the best outcomes.