Business Details
23 Years
experience
Trusted Mortgage Brokers in Belfast
Established in 2003, we are Northern Ireland's leading mortgage and homeowner loan advisory service. As an independent, whole-of-market brokerage regulated by the Financial Conduct Authority, we specialise in providing tailored mortgage solutions across 5,000+ products from over 100 lenders. Our experienced advisors offer personalised in-home consultations, covering first-time purchases, remortgaging, equity release, and adverse credit scenarios.With a commitment to transparency, we provide free initial advice and maintain professional standards through our FCA authorisation (reference 589106). Our team's expertise spans specialist areas including self-build mortgages, second charge loans, and protection insurance, ensuring comprehensive support throughout the mortgage journey.
Services
Mortgage Advice
Equity Release
Homeowner Loans
Insurance Advice
Remortgaging
Second Charge Mortgages
Adverse Credit Mortgages
Buy to Let Mortgages
Self Build Mortgages
Protection Insurance
Details
- Year established: 2003
Highlights and features
- We have over 20 years of mortgage advisory experience in Northern Ireland
- We offer access to 5,000+ mortgage products from 100+ lenders
- Our FCA-regulated advisors provide personalised in-home consultations
- We specialise in complex cases including adverse credit mortgages
- We provide free initial mortgage advice with no obligation
Associations and certifications
- Financial Conduct Authority
What people say
Personalised service
Expert advisors
No obligation advice
Access to many lenders
Help with adverse credit
Services
Mortgage Advice
Our FCA-regulated advisors provide comprehensive mortgage guidance across 5,000+ products. We specialise in first-time purchases, remortgaging, and complex cases including adverse credit histories. With access to the entire mortgage market, we find tailored solutions matching individual financial circumstances and property goals.
Equity Release
We offer expert equity release solutions allowing homeowners to access property value while retaining residency. Our advisors explain lifetime mortgage options and recommend suitable plans based on individual needs and financial objectives.
Homeowner Loans
Specialist advice on secured homeowner loans including second charge mortgages. We help clients understand borrowing options against property equity, explaining risks and benefits associated with different loan structures.
Insurance Advice
Whole-of-market insurance advisory service covering life insurance, critical illness cover, and income protection. We compare policies from all providers to find appropriate protection solutions aligned with clients' financial commitments.
Adverse Credit Mortgages
Expert guidance for applicants with imperfect credit histories. We access specialist mortgage products designed for adverse credit situations, helping clients understand eligibility criteria and improve mortgage prospects.
People
David Copeland
Principal
With extensive mortgage industry experience, David leads our team of advisors. He ensures our brokerage maintains high professional standards while delivering accessible mortgage solutions across Northern Ireland.
Michael McLaughlin
Mortgage and Protection Advisor
Michael provides expert advice on mortgage products and protection insurance. His client-focused approach helps individuals navigate complex financial decisions with confidence and clarity.
Aaron Strain
Mortgage and Protection Advisor
Aaron specialises in matching clients with suitable mortgage and insurance solutions. He prioritises clear communication to ensure clients fully understand their financial commitments.
Ross Gunning
Mortgage and Protection Advisor
Ross offers tailored mortgage advice with particular expertise in first-time buyer schemes. He helps clients understand their options while maintaining compliance with FCA regulations.
Kerry Donnelly
Mortgage and Protection Advisor
Kerry provides comprehensive mortgage and insurance guidance, focusing on client education. Her approach ensures customers make informed decisions about their property investments.
Questions
What mortgage types do you offer?
We offer all mortgage types including fixed-rate, tracker, buy-to-let, self-build, equity release, and adverse credit mortgages through our whole-of-market panel.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority for regulated mortgages and non-investment insurance (reference 589106).
Do you charge a broker fee?
We provide initial advice free of charge. A broker fee may apply depending on your mortgage type and application complexity, explained fully before proceeding.
Can you help with bad credit mortgages?
Yes, we specialise in adverse credit mortgages and work with lenders offering products specifically designed for imperfect credit histories.
How do I start the mortgage process?
Complete our online quotation tool or contact us directly. We'll arrange a no-obligation consultation to discuss your requirements and recommend suitable options.
What areas do you cover?
We operate throughout Northern Ireland with local advisors in Belfast, Armagh, Newry, Lisburn, and surrounding areas providing in-home consultations.
