Business Details
Your Trusted Mortgage Broker in Northern Ireland
At Point 2 Mortgages, we specialise in providing tailored mortgage advice to help clients navigate the complexities of the housing market. With a comprehensive panel of lenders, we offer transparent guidance to match individual financial circumstances and property goals. Our team prioritises client involvement throughout the application process, ensuring clarity and informed decision-making. Established as a trusted advisor in Northern Ireland, we combine market expertise with a personalised approach, reflected in our high rate of client referrals.Our fee structure, ranging from 0 to 1,495 depending on application complexity, underscores our commitment to fair pricing. As an appointed representative of PRIMIS Mortgage Network, regulated by the Financial Conduct Authority, we adhere to rigorous professional standards. By demystifying mortgage jargon and focusing on long-term client relationships, we aim to deliver solutions that align with both immediate needs and future financial stability.
Services
Mortgage Advice
Self-Build Mortgages
Protection Insurance
Application Support
Insurance Brokerage
Highlights and features
- We offer market-leading mortgage expertise across Northern Ireland
- Our transparent fee structure ensures no hidden costs
- Personalised service with client involvement at every stage
- Regulated by the Financial Conduct Authority for your protection
- Proven success through 85% client referrals
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
Our mortgage advisory service analyses market offerings to find suitable residential mortgage products. We assess clients' financial situations, recommend appropriate lenders from our panel, and guide applicants through documentation requirements. With expertise in lender criteria, we streamline the application process while maintaining transparency about risks and obligations.
Self-Build Mortgages
Specialist financing solutions for self-build projects with tailored payment structures. We connect clients with lenders offering staged payments aligned to construction milestones. Our advice covers eligibility criteria, deposit requirements, and risk management strategies specific to self-build developments across Northern Ireland.
Protection Insurance
Personalised insurance recommendations to protect mortgage commitments against life events. We assess clients' needs for life cover, critical illness insurance, and income protection policies. Our advice considers family circumstances, existing obligations, and budget parameters to recommend appropriate coverage levels from multiple providers.
Application Support
End-to-end assistance with mortgage applications including document preparation and lender communication. We monitor application progress, address underwriter queries promptly, and ensure timely submission of required information. Our service maintains regular client updates throughout the decision-making process.
Insurance Brokerage
Comprehensive insurance guidance covering property and personal protection needs. We evaluate clients' requirements for buildings insurance, life cover, and income protection policies. Our recommendations consider changing life circumstances, ensuring appropriate coverage levels that evolve with clients' financial situations.
Questions
What mortgage types do you specialise in?
We specialise in residential mortgages, self-build mortgages, and protection insurance products tailored to Northern Ireland's property market.
How are your advisory fees calculated?
Fees range from £0 to £1,495 depending on application complexity, with typical charges of £395 for standard mortgages and £595 for self-build projects.
Do you offer protection insurance advice?
Yes, we provide life insurance, critical illness cover, and income protection advice to safeguard your mortgage commitments.
Which areas do you serve?
Primarily Northern Ireland, with office locations in Toomebridge and surrounding areas.
How does your complaints process work?
We resolve simple complaints within 3 days. Complex issues are escalated to PRIMIS Mortgage Network, with access to the Financial Ombudsman Service if needed.
