Point 2 Mortgages
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Point 2 Mortgages In an ever-changing mortgage market, it's important to receive the most up-to-date advice from a company you can trust. At Point 2 Mortgages, you can rely on us to provide advice on the latest mortgage offers from our comprehensive panel of lenders. By delivering quality advice and going the extra mile for each individual, Point 2 Mortgages hope to surpass our clients' expectations.

At Point 2 Mortgages we cut through the jargon to offer a transparent service which aims to put our clients at ease. We ensure that all clients are always involved in the application process and we take pride in our professional, friendly approach.

Treating our customers fairly is central to everything we do at Point 2 Mortgages and this simple approach has proven successful as most of our clients are referred to us by a friend or family member who have already experienced just how well we can look after their mortgage and life assurance needs!There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be 195 but may range from 0 to 495.

read more › Our commitment from Point 2 Mortgages is to you is to review every suitable mortgage lender available to us, from a comprehensive range of mortgages across the market, to check those that have products and lending criteria to match your requirements which is a complex business as each Lender has their own criteria and with our experience makes the process easier. Once we have applied for the mortgage we chase and follow up your application swiftly with the Lender, making sure we attend to any underwriter query quickly and diligently and making sure they have all that they need to make an appropriate decision on your application.

read more › It's not always an easy conversation to have, but it is the right one and when buying a house and taking on a mortgage, the stakes are raised. The debt is on your home and it is our duty to make you aware of the risks. It is our job to advise you correctly and to offer you some professional insurance advice that most suits your needs. We're concerned that our clients should protect what matters to them. It is a discussion to have together and between us we'll decide what risks matter to you, what the financial consequences would be should they occur, and what level of cover would be sufficient in that event.

read more › You are obliged to cover the mortgaged property and it is obvious why we need property insurance but the market is complex. The extent of cover, the excesses and exclusions, the settlement terms (new for old, or fair market value), the no-claims discounts, the cover for goods taken out of the home, the definition of valuables that may need separate cover: all vary from provider to provider, policy to policy. Quotes from price-comparison sites or from individual insurers may not produce the optimum policy and cover that best meets your circumstances.

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