Business Details
Expert Mortgage & Insurance Advisers in Belfast
Established with a commitment to delivering straightforward financial solutions, we specialise in mortgage advisory services, private medical insurance, and protection planning. Our team combines over 15 years of industry experience with a client-centric approach, ensuring tailored advice for first-time buyers, remortgagers, and property investors. We prioritise transparency, offering no-obligation consultations and leveraging a comprehensive panel of lenders to secure competitive deals.Our expertise extends to life insurance, income protection, and bespoke private health cover, supported by annual policy reviews. Accredited by the Financial Conduct Authority, we maintain rigorous professional standards while simplifying complex financial processes for clients across Northern Ireland.
Services
Mortgage Advice
Private Medical Insurance
Life Insurance
Income Protection
Critical Illness Cover
Highlights and features
- We offer convenient appointments tailored to your schedule
- Our initial mortgage consultations come with no obligation
- We source mortgages from a comprehensive lender panel
- We provide ongoing mortgage support through policy reviews
- Our team handles applications from start to legal completion
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional customer service
Highly recommend
Proactive communication
Stress-free experience
Tailored mortgage solutions
Services
Mortgage Advice
We provide comprehensive mortgage advisory services covering first-time buyer mortgages, remortgaging, buy-to-let properties, and complex credit scenarios. Our FCA-regulated advisers access hundreds of products from a comprehensive lender panel to find competitive deals. With transparent fee structures and ongoing support through the entire application process, we ensure clients receive suitable, long-term mortgage solutions.
Private Medical Insurance
Our bespoke private medical insurance solutions offer prompt access to UK healthcare facilities with flexible coverage options. We negotiate competitive rates with leading providers and conduct annual policy reviews to maintain suitability. Services include individual and corporate health plans, with options for pre-existing conditions and specialist treatments, ensuring comprehensive protection against medical costs.
Income Protection
We design income protection policies that provide financial security during work incapacity due to illness or injury. Our plans offer monthly payouts until retirement age, with adaptable terms to complement existing benefits. We ensure clear policy terms and assist with claims processes, providing ongoing support to maintain financial stability during challenging periods.
Life Insurance
Our term life insurance policies provide lump-sum payouts for specified periods, protecting dependents against financial hardship. We offer standalone coverage and combined policies with critical illness options. With flexible term lengths and coverage amounts, we help clients protect mortgages, debts, or provide family financial security through competitively priced, tailored solutions.
Critical Illness Cover
We provide critical illness coverage for major conditions including cancer, heart attacks, and strokes. Policies can be standalone or added to life insurance, with lump-sum payouts for treatment costs or income replacement. We ensure clear policy terms and work with providers offering comprehensive condition definitions and fair claims assessment processes.
People
Tim Leonard
Director
With over 25 years in financial services and 20 years as a mortgage broker, Tim specialises in tailored mortgage solutions and protection planning. He previously worked with Woolwich Building Society and Barclays Bank, combining sector experience with local market knowledge to deliver personalised client service.
Questions
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgage options, buy-to-let financing, and specialist solutions for adverse credit histories through our comprehensive lender panel.
How much does mortgage advice cost?
Our standard mortgage advice fee is £349, though this may vary depending on individual circumstances and specific service requirements.
Do you offer insurance policy reviews?
Yes, we provide annual reviews for all insurance policies to ensure ongoing suitability and make necessary adjustments to coverage levels or terms.
Can you help with complex mortgage cases?
Our team specialises in challenging cases, including adverse credit histories, self-employed applicants, and niche property types, leveraging extensive lender relationships to find solutions.
What areas do you cover?
While based in Belfast, we serve clients across Northern Ireland and can assist with UK-wide mortgage and insurance requirements through remote consultations.
Are you regulated by financial authorities?
Yes, we operate as an Appointed Representative of PRIMIS Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FCA).
