Health Insurance (Company and Individual) Purchase and remortgage (Valuations are now underway allowing end to end mortgage processing). Buy to Let. Income Protection. Life Insurance. We specialise in providing you with quality, professional Financial Advice that you can trust. Whatever your particular requirements, whether it be a mortgage, protection against accident, sickness or death we can ensure that we find the best solution for you.
We provide options for Private Healthcare whether it be for an individual, family or company scheme. We also offer a comprehensive range of home insurance and Landlords insurance options. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Any questions or queries I had were always answered in a professional and informative manner (also in an easily comprehensible language!)
What were you most impressed with? - How easy it was to speak with Tim face to face and also via phone calls.
We provide options for Private Healthcare whether it be for an individual, family or company scheme. We also offer a comprehensive range of home insurance and Landlords insurance options. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Any questions or queries I had were always answered in a professional and informative manner (also in an easily comprehensible language!)
What were you most impressed with? - How easy it was to speak with Tim face to face and also via phone calls.
Services
M&FG are dedicated to creating a meaningful, long-term relationship with you that is based on understanding and knowledge.
We are proactive in our approach, professional and committed to creating long-term success and financial progression for you, our client.
Established in 2003 we have built up a solid reputation based on providing each client with a personal service.
The fact that most of our clients are introduced to us by existing clients shows that many people agree with us.
We cater for clients throughout the UK and have existing client relationships with clients throughout Northern Ireland, England, Scotland and Wales.
We are proactive in our approach, professional and committed to creating long-term success and financial progression for you, our client.
Established in 2003 we have built up a solid reputation based on providing each client with a personal service.
The fact that most of our clients are introduced to us by existing clients shows that many people agree with us.
We cater for clients throughout the UK and have existing client relationships with clients throughout Northern Ireland, England, Scotland and Wales.
Buying a property can be the biggest decision made in our lives.
It is for this very reason that impartial advice is critical from competent and qualified advisers.
Whether you are a first time buyer, looking to remortgage or purchase a second home.
This is where our advisers excel be it residential or Buy to Let lending you need.
Be reassured that our style is to guarantee reliable mortgage advice appropriate to any individual that makes contact with us.
Mortgage & Financial Guidance Ltd is an appointed representative of PRIMIS Mortgage Network.
It is for this very reason that impartial advice is critical from competent and qualified advisers.
Whether you are a first time buyer, looking to remortgage or purchase a second home.
This is where our advisers excel be it residential or Buy to Let lending you need.
Be reassured that our style is to guarantee reliable mortgage advice appropriate to any individual that makes contact with us.
Mortgage & Financial Guidance Ltd is an appointed representative of PRIMIS Mortgage Network.
Buying a house is one of the most important purchases you will make, and buying a home for the first time will be an even more daunting prospect.
Add to this the vast array of mortgage products available from a wide range of sources and you could be left with a high-stress, confusing decision.
To help you with making the right decision we have put together 10 top tips for you.
Ensure that you are realistic when working out exactly how much you can afford to spend on your new house.
You should ensure the intended mortgage is affordable (by doing a budget calculation) and it is wise to seek a Decision in Principle certificate, so that you know how much you can offer once you have found a suitable property.
Add to this the vast array of mortgage products available from a wide range of sources and you could be left with a high-stress, confusing decision.
To help you with making the right decision we have put together 10 top tips for you.
Ensure that you are realistic when working out exactly how much you can afford to spend on your new house.
You should ensure the intended mortgage is affordable (by doing a budget calculation) and it is wise to seek a Decision in Principle certificate, so that you know how much you can offer once you have found a suitable property.
When you remortgage, you are switching your mortgage to another deal, and frequently, another lender.
Remortgages can be used for various reasons.
However, most people simply switch mortgages because it will work out cheaper for them.
For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender.
Another example is when you may need to re-mortgage to consolidate debts.
Remortgages can be used for various reasons.
However, most people simply switch mortgages because it will work out cheaper for them.
For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, or a lower APR, with another lender.
Another example is when you may need to re-mortgage to consolidate debts.
Becoming a private landlord should not be seen as an easy way of making money.
It can be riskier and more complicated.
It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise.
That said, having a second property to let to tenants could reap considerable financial rewards over time.
Rent Potential - the decision as to whether or not a mortgage will be offered is usually based on the rent you will earn as well as your income.
In some cases your income is not ever considered.
It can be riskier and more complicated.
It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise.
That said, having a second property to let to tenants could reap considerable financial rewards over time.
Rent Potential - the decision as to whether or not a mortgage will be offered is usually based on the rent you will earn as well as your income.
In some cases your income is not ever considered.
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