Business Details
Expert Mortgage Advisers in Belfast
The Mortgage Centre NI is a dedicated mortgage advisory firm based in Belfast, Northern Ireland, serving clients across North Belfast and surrounding areas. We specialise in providing whole-of-market mortgage advice tailored to individual needs, whether for first-time buyers, buy-to-let landlords, or those seeking re-mortgage solutions. With over a decade of experience, our team maintains strong relationships with major lenders to ensure a seamless process from application to completion. We prioritise clear communication and flexibility, offering daytime and evening appointments to accommodate busy schedules.Our clients consistently praise our expertise, professionalism, and commitment to delivering stress-free mortgage solutions. As an appointed representative of Quilter Mortgage Planning Limited, we adhere to rigorous regulatory standards set by the Financial Conduct Authority. Our services extend to insurance products, pension planning, and co-ownership schemes, ensuring comprehensive support for all property and financial needs.
Services
First Time Buyers Mortgages
Buy to Let Mortgages
Re-Mortgages
Moving House Mortgages
Insurance Services
Pension Planning
Co-Ownership Schemes
Limited Company Mortgages
Income Protection
Life Insurance
Highlights and features
- We offer whole-of-market mortgage advice with access to exclusive lender deals
- Our team maintains long-standing relationships with major High Street Banks and Building Societies
- Free initial consultation with no-obligation expert guidance
- Flexible appointment times including evenings to accommodate working professionals
- Proven track record helping clients since 2012 with over 100 five-star reviews
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Phenomenal service
Smooth process
Expertise
Highly recommend
Professional approach
Services
First Time Buyers Mortgages
We specialise in guiding first-time buyers through the mortgage process with tailored advice and access to exclusive schemes. Our team helps clients understand lending criteria, secure agreement in principle, and navigate conveyancing. With partnerships across major lenders, we ensure competitive rates and a streamlined application process for new homeowners.
Buy to Let Mortgages
Our buy-to-let specialists provide comprehensive mortgage solutions for property investors. We offer access to exclusive landlord products, portfolio lending options, and tax-efficient limited company mortgage structures. With expertise in rental income assessment and portfolio management, we help investors maximise returns while meeting regulatory requirements.
Re-Mortgages
We help homeowners secure better mortgage terms through competitive re-mortgage solutions. Our service includes market analysis, fee-free options, and legal cost assistance. We specialise in remortgaging strategies to reduce payments, release equity, or consolidate debts while ensuring minimal disruption during the transition process.
Insurance Services
We provide comprehensive insurance solutions including life assurance, critical illness cover, and income protection. Our advisers assess individual needs to recommend appropriate policies that protect mortgage commitments and family financial security. We offer competitive rates from leading insurers with tailored coverage options.
Pension Planning
Our pension specialists offer tailored retirement planning services, including SIPP arrangements and tax-efficient investment strategies. We help clients review existing pensions, optimise contributions, and create sustainable income streams for retirement while navigating complex regulatory requirements.
People
Neil Allan
Mortgage Adviser
Neil Allan has over 15 years' experience in mortgage advisory services, specialising in Northern Ireland's property market. He holds professional qualifications in financial planning and maintains FCA-regulated status through Quilter partnerships. Known for his client-focused approach, Neil has helped hundreds of clients achieve homeownership goals.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, buy-to-let solutions, re-mortgage options, moving house assistance, and commercial mortgage services across Northern Ireland.
Do you offer free mortgage consultations?
Yes, we provide free initial in-depth mortgage consultations to discuss your specific requirements and explain available options without obligation.
Are you regulated by the Financial Conduct Authority?
Yes, we operate as an appointed representative of Quilter Mortgage Planning Limited, which is authorised and regulated by the Financial Conduct Authority.
Can you help with limited company buy-to-let mortgages?
Yes, we specialise in limited company buy-to-let mortgages with access to exclusive lender products and tax-efficient structuring options for property investors.
Do you offer insurance and pension planning services?
Yes, we provide comprehensive insurance solutions and pension planning services, including life assurance, critical illness cover, and retirement income strategies.
What areas do you cover?
We operate throughout Northern Ireland with offices in Belfast, Derry, and Magherafelt, serving clients in all local property markets.
