Business Details
Trusted Mortgage Brokers in Penzance
Bolitho Skeggs & Bratt is an independent mortgage advisory firm based in Penzance, Cornwall, with over 50 years of combined experience in financial services. We specialise in providing impartial advice on mortgages, insurance, and protection products tailored to individual client needs. As an authorised and regulated firm by the Financial Conduct Authority, we prioritise transparency, client education, and long-term relationships. Our whole-of-market approach grants access to a comprehensive range of financial products, ensuring clients receive competitive rates and suitable solutions.We manage mortgage applications from start to finish, offering a stress-free experience while maintaining clear communication throughout. Our loyal client base frequently returns as their financial needs evolve, and we are regularly recommended to new clients through personal referrals. We also facilitate connections to specialist partners for additional financial services, including commercial mortgages, conveyancing, and pension planning.
Services
Mortgages
Insurance
Protection
Commercial Mortgages
Pension Planning
Conveyancing
Specialist Insurance
Will Writing Service
Risk Management
Adverse Credit Mortgages
Highlights and features
- We offer over 50 years of combined experience in financial services.
- Our whole-of-market access ensures competitive mortgage and insurance rates.
- FCA-authorised with a commitment to transparent, client-focused advice.
- We provide end-to-end mortgage application management with clear communication.
- Loyal clients return for life-stage financial solutions and referrals.
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic deal
Friendly service
Highly recommended
Professional and reliable
Stress-free move
Services
Mortgages
We provide impartial mortgage advice tailored to individual financial circumstances. Our whole-of-market approach accesses competitive rates for first-time buyers, remortgaging, buy-to-let, and adverse credit scenarios. With FCA regulation ensuring professional standards, we guide clients through every step of the mortgage process.
Insurance
Our insurance services include buildings and contents policies matched to client needs. We compare market offerings to balance cost and coverage quality, ensuring adequate protection for homeowners. With no fees or obligations, we simplify finding suitable insurance solutions.
Protection
We offer mortgage payment protection, income protection, critical illness cover, and life assurance. These policies safeguard against financial risks from accidents, sickness, or unemployment. Our independent advice ensures clients select appropriate protection aligned with personal circumstances.
People
Lindsay Bratt
Mortgage Advisor
With over 25 years of experience in financial services, Lindsay specialises in mortgage advice and client relationship management. Her approach prioritises clear communication and tailored financial solutions.
Paul Skeggs
Mortgage Advisor
Paul brings extensive mortgage industry expertise, focusing on first-time buyer schemes and complex financial planning. His client-centred approach ensures transparent advice and long-term support.
Questions
What mortgage types do you offer?
We provide first-time buyer, remortgage, buy-to-let, adverse credit, and commercial mortgages tailored to individual financial situations.
Are your services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA 630272) for professional financial advice.
Do you charge for mortgage advice?
Initial consultations are free with no obligation. A typical mortgage arrangement fee of £395 applies upon proceeding with a selected product.
How do you find competitive rates?
Our whole-of-market access allows comparison across all lenders, ensuring clients receive competitive rates and suitable terms.
What protection products are available?
We offer mortgage payment protection, income protection, critical illness cover, and life assurance policies to safeguard financial commitments.
