Business Details
18 Years
experience
Your Trusted Mortgage Advisers in Cornwall
Established in 2008, the Mortgage Advice Center has built a reputation as a trusted independent mortgage advisory service operating across the UK. Our team of FCA-qualified advisors brings over 15 years of collective experience in navigating the complexities of the mortgage market. We specialise in providing tailored solutions for first-time buyers, remortgagers, and investors, with access to over 10,000 mortgage products. Our commitment to transparency is evident in our fee structure, with typical advice fees starting at 400, and our process eliminates the need for clients to approach lenders directly.We pride ourselves on our client-centric approach, offering flexible communication channels including face-to-face meetings, telephone consultations, and online services. Our track record speaks for itself: 1,500 happy customers and 250 successful cases in 2022 alone. We maintain our professional standards through continuous market analysis and by ensuring all advisors have minimum five years' experience in mortgage advisory services. Our regulatory compliance under FCA number 474740 guarantees adherence to the highest industry standards.
Services
Remortgage Advice
First Time Buyer Mortgages
Buy to Let Mortgages
Commercial Mortgages
Equity Release
HMO Mortgages
Self Build Mortgages
Holiday Let Mortgages
Bridging Loans
Adverse Credit Mortgages
Details
- Year established: 2008
Highlights and features
- 15 years of specialist mortgage advisory experience
- FCA-regulated with rigorous compliance standards
- Access to 10,000+ mortgage products nationwide
- Personalised service with dedicated account managers
- Proven track record with 250+ successful cases annually
Associations and certifications
- Financial Conduct Authority
What people say
Efficient process
Evening availability
Competent advisors
Smooth transactions
Personalised service
Services
Remortgage Advice
Our specialist remortgage advisors help clients secure better rates and terms. We analyse your current mortgage arrangement and market options to identify savings opportunities. With access to the entire UK mortgage market, we ensure competitive deals while considering factors like redemption penalties and overpayment flexibility.
First Time Buyer Mortgages
Tailored guidance for first-time property purchases. We explain different mortgage types, assist with affordability calculations, and recommend suitable products. Our service includes explaining government schemes like Help to Buy and managing the entire application process on your behalf.
Buy to Let Mortgages
Specialist advice for property investors. We assess rental yield potential, explain tax implications, and source appropriate buy-to-let products. Our expertise covers standard lettings and specialist holiday let mortgages, with consideration for portfolio landlords.
Commercial Mortgages
Dedicated commercial mortgage solutions for businesses. We evaluate property investments, assess lender criteria, and negotiate terms for commercial properties including offices, warehouses, and retail spaces. Our service includes both mainstream and niche lender options.
Equity Release
Expert guidance on releasing property equity for those aged 55+. We explain lifetime mortgages and home reversion plans, assess interest rate implications, and recommend tax-efficient solutions while considering inheritance and benefit implications.
People
Ryan
Director
With over 15 years' experience in mortgage advisory services, Ryan leads our team of FCA-qualified advisors. He specialises in complex mortgage cases and has helped over 250 clients secure financing in 2022 alone. His expertise covers residential, commercial, and specialist mortgages.
Questions
What mortgage types do you offer?
We provide residential, commercial, buy-to-let, HMO, self-build, and equity release mortgages, along with specialist products for adverse credit and holiday properties.
Are you regulated by financial authorities?
Yes, we operate under Fortic Financial Services Limited, authorised and regulated by the Financial Conduct Authority (FCA number: 474740).
How much do your services cost?
Our mortgage advice typically costs £400, though fees vary based on case complexity. We provide transparent pricing before starting any work.
Can you help with complex mortgage cases?
Yes, our advisors specialise in complex cases including adverse credit, self-employment, and specialist property types, with access to niche lenders.
Do you offer remote consultation options?
We provide full mortgage services via telephone and online communication, with optional in-person meetings at our Truro office.
What areas do you cover?
While based in Cornwall, we offer mortgage advice nationwide across the UK, including specialist holiday let mortgages for coastal properties.
