Business Details
Expert Mortgage Brokers in Arbroath
Established with over 13 years of expertise in the mortgage and insurance industry, Victoria Mortgage & Protection Services delivers tailored financial solutions to clients across Arbroath, Dundee, Broughty Ferry, and surrounding areas. Our team of dedicated specialists prioritises transparency, offering personalised mortgage advice and protection services designed to meet individual needs. As an Appointed Representative of Stonebridge Mortgage Solutions Ltd, regulated by the Financial Conduct Authority, we uphold rigorous professional standards while eliminating upfront costs for our clients. Our commitment to exceptional service is reflected in customer testimonials praising our efficiency, flexibility, and ability to secure optimal deals.We specialise in fixed-rate, tracker, buy-to-let, and offset mortgages, alongside life insurance, critical illness cover, and income protection policies. By maintaining membership with Bark, a leading online marketplace, we demonstrate our dedication to industry excellence. Our advisors provide comprehensive guidance on mortgage payment calculations and policy terms, ensuring clients make informed decisions without hidden fees or obligations.
Services
Mortgage Brokering
Life Insurance
Protection Services
Buy-to-Let Mortgages
Income Protection
Highlights and features
- We offer 13+ years of mortgage industry expertise
- Our team provides personalised financial consultations
- FCA-regulated services ensure professional standards
- No upfront appraisal fees for mortgage applications
- We serve clients across Angus and Tayside regions
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Very professional
Highly recommended
Great flexibility
Excellent service
Best possible deals
Services
Fixed Rate Mortgages
Fixed rate mortgages provide financial certainty with consistent monthly repayments over terms of 2-10 years. Ideal for budget-conscious borrowers seeking protection against interest rate fluctuations, these mortgages ensure predictable housing costs while offering flexibility through various term options.
Life Insurance
Life insurance policies protect dependents through term assurance and whole-of-life coverage. Term policies provide financial security during critical years, while whole-of-life plans guarantee a payout whenever death occurs, ensuring mortgage repayment and inheritance protection for beneficiaries.
Income Protection
Income protection policies safeguard essential payments during sickness or accident-related work absence. These tax-free monthly benefits continue until return to work or retirement, maintaining financial stability for mortgage holders facing unexpected income disruption through no fault of their own.
Buy-to-Let Mortgages
Buy-to-let mortgages enable property investment through specialist financing solutions. Designed for landlords seeking to build rental portfolios, these products consider property income potential rather than personal earnings alone, with tailored terms for both regulated and non-regulated investments.
Critical Illness Cover
Critical illness cover provides financial protection against major health events through lump sum payouts upon diagnosis. Covering conditions like cancer and heart disease, this protection ensures mortgage security and living expense coverage during recovery periods requiring significant lifestyle adjustments.
Questions
What mortgage types do you offer?
We provide fixed-rate, tracker, buy-to-let, offset, capped rate, and discount mortgages tailored to individual financial circumstances and property requirements.
Are your mortgage fees transparent?
Yes, our standard £250 fee applies with clear explanations of potential additional costs, ensuring no hidden charges during the mortgage process.
Do you offer protection services?
We provide life insurance, critical illness cover, and income protection policies to safeguard against financial risks affecting mortgage commitments.
Are you FCA regulated?
Yes, as an Appointed Representative of Stonebridge Mortgage Solutions Ltd, we operate under Financial Conduct Authority regulation (FRN: 709339).
How do you assist first-time buyers?
We offer specialised guidance through Help to Buy schemes and mortgage options specifically designed for first-time property purchasers' unique needs.
What areas do you cover?
We serve clients in Arbroath, Dundee, Broughty Ferry, and surrounding Angus and Tayside regions with local market expertise.
