Business Details
15 Years
experience
Trusted Mortgage Brokers in Hyde
At Banks Lane Finance, our primary focus is delivering tailored mortgage and protection advice with clarity and professionalism. Established in 2011, we combine market-leading expertise with technology-driven solutions to simplify complex financial processes for our clients. Our services span first-time buyer mortgages, remortgaging, buy-to-let investments, and specialist protection products including life insurance, income protection, and critical illness cover. We pride ourselves on transparent communication, offering face-to-face consultations, home visits, and remote advice to accommodate individual client needs. With access to thousands of mortgage products from mainstream and specialist lenders, we provide bespoke recommendations based on each client's unique circumstances. Our team holds advanced qualifications including CeMAP, DipFA, and CeRER certifications, ensuring technical excellence in every recommendation.We maintain strong partnerships with estate agents, surveyors, and solicitors to streamline the property purchasing process, handling administrative burdens to reduce client stress. Our commitment to ongoing client relationships is evidenced by repeat business from clients who have secured multiple mortgages through us over extended periods. We operate under the regulatory oversight of the Financial Conduct Authority through our affiliation with HL Partnership Limited, maintaining strict compliance with industry standards. Client testimonials consistently highlight our prompt communication, technical knowledge, and ability to demystify financial jargon, making us a trusted partner for both straightforward and complex mortgage requirements.
Services
Mortgages
Protection Insurance
Buy to Let Mortgages
Income Protection
Critical Illness Cover
Life Insurance
Remortgaging
First Time Buyer Mortgages
Details
- Year established: 2011
Highlights and features
- We offer face-to-face, home visit, and remote mortgage advisory services
- Access to thousands of mortgage products from mainstream and specialist lenders
- Bespoke recommendations based on individual client circumstances
- Advanced industry qualifications including CeMAP and DipFA certifications
- Established in 2011 with proven track record of repeat client business
Associations and certifications
- Financial Conduct Authority
- HL Partnership Limited
- CeMAP
- DipFA
- CeRER
What people say
Fantastic service
Knowledgeable and courteous
Excellent communicator
Prompt response time
Made process easy
Services
Mortgages
We provide comprehensive mortgage advisory services covering first-time purchases, remortgaging, and property investments. Our experts access thousands of products from mainstream and specialist lenders to find optimal solutions. Clients benefit from transparent fee structures and ongoing support throughout the mortgage lifecycle.
Protection Insurance
Our protection offerings include life insurance, income protection, and critical illness cover tailored to individual needs. We help clients establish safety nets against unforeseen circumstances while ensuring policy terms align with personal circumstances and financial obligations.
Buy to Let Mortgages
Specialist advice for property investors seeking buy-to-let financing solutions. We navigate complex lending criteria to secure competitive rates while providing guidance on tax implications and portfolio management strategies for rental property investments.
Income Protection
We design income protection policies that provide financial security during prolonged illness or injury. Our tailored solutions ensure clients maintain financial stability through regular income replacement while focusing on recovery without payment concerns.
Critical Illness Cover
Our critical illness policies deliver tax-free lump sums upon diagnosis of specified conditions. This financial safety net enables clients to access private medical treatment and maintain quality of life during recovery periods without financial stress.
People
Ben Shirtliff
Mortgage Advisor
Certified mortgage advisor with CeMAP, DipFA, and CeRER qualifications. Specialises in first-time buyer mortgages, remortgaging, and protection products. Provides face-to-face advice across Hyde and surrounding areas.
Questions
What mortgage products do you offer?
We access thousands of mortgage products from mainstream and specialist lenders, including first-time buyer mortgages, remortgaging options, and buy-to-let investments.
How do you find the best mortgage deals?
We analyse your specific circumstances and compare products across the market to recommend mortgages that best match your financial situation and property goals.
What fees apply to your services?
Our mortgage advice fee is £399, agreed upfront. We provide full transparency about all costs associated with your mortgage application process.
What protection insurance options are available?
We offer life insurance, income protection, critical illness cover, and family income benefit policies tailored to your personal circumstances and financial obligations.
How does the mortgage application process work?
We guide you through property selection, mortgage product comparison, application submission, and completion stages while coordinating with estate agents and solicitors.
Do you provide face-to-face advice?
Yes, we offer face-to-face consultations, home visits, and remote advice options to accommodate your preferred method of communication.
