Business Details
25 Years
experience
Trusted Mortgage Brokers in Sevenoaks
Chancery Mortgage Services has been providing independent mortgage and protection advice since July 2001. As a Financial Conduct Authority (FCA)-authorised firm, we offer whole-of-market solutions for mortgages, equity release, lifetime mortgages, and protection products. Our team of experienced advisers, including Steven Wills, Andrew, Luke, and Lyndsey, combines decades of industry expertise with a client-centric approach. We maintain independence from lenders to ensure unbiased recommendations tailored to individual client needs.Our access to all major UK lenders and specialist providers allows us to secure competitive rates and bespoke solutions. We prioritise transparency, offering full disclosure of fees and maintaining rigorous compliance standards. Our commitment to excellence is demonstrated through our track record of successful client outcomes and industry-recognised qualifications held by our advisers.
Services
Mortgages
Equity Release
Protection
Re-mortgage
Buy-to-Let
First-Time Buyers
Business Protection
Details
- Year established: 2001
Highlights and features
- We have over 30 years of combined experience in mortgage advisory services
- Our team holds FCA-authorised status with industry-recognised qualifications
- We offer complete independence from lenders for unbiased recommendations
- We provide access to all major UK lenders and specialist providers
- Our client-centric approach includes full fee transparency and compliance
Associations and certifications
- Financial Conduct Authority
What people say
Professional and friendly
Went above and beyond
Excellent customer service
Highly recommend
Stress-free process
Services
Mortgage Advice
Our mortgage advisory service provides comprehensive guidance for first-time buyers, home movers, and investors. We assess individual financial circumstances to recommend suitable products from our whole-of-market panel. Our FCA-authorised advisers explain complex mortgage terms in accessible language while maintaining strict compliance standards. Clients benefit from our extensive lender relationships and ongoing support throughout the application process.
Equity Release
We specialise in lifetime mortgages for homeowners aged 55+ seeking to release capital from their property. Our advisers explain the implications of equity release on inheritance and benefits while ensuring clients understand repayment terms. We provide detailed comparisons of interest roll-up and payment options, with a focus on protecting clients' long-term financial interests.
Protection Products
Our protection services include life insurance, critical illness cover, and income protection tailored to mortgage holders. We help clients understand policy terms and coverage limitations while ensuring adequate financial safeguards. Our advisers explain how protection products integrate with mortgage commitments to provide comprehensive financial security.
Re-mortgage Solutions
We assist homeowners in reviewing existing mortgage arrangements to identify better rates or release equity. Our analysis considers early repayment charges and market conditions to determine optimal timing. We manage the entire re-mortgaging process while explaining financial implications in clear terms.
Buy-to-Let Mortgages
Our buy-to-let expertise covers residential and commercial property investments. We explain tax implications and lender criteria while sourcing competitive rates for landlords. We provide guidance on portfolio management and help clients understand cashflow requirements for property investments.
People
Steven Wills
Director
With over 30 years in financial services since 1989, Steven specialises in mortgages, protection, and equity release. As the company's face, he provides expert advice while managing client relationships and ensuring service quality.
Andrew
Director
A director since 2001 with 30+ years' experience, Andrew offers mortgage and protection expertise. He manages office operations and client applications while maintaining direct advisory responsibilities for complex cases.
Lyndsey
Client Liaison
Joining in 2009, Lyndsey coordinates mortgage applications with solicitors and estate agents. Her role ensures smooth transactions for property purchases and re-mortgages, maintaining client communication throughout the process.
Keith
Mortgage Adviser
With 35+ years in financial services since 1983, Keith provides face-to-face mortgage and protection advice. His extensive experience covers equity release and lifetime mortgages for diverse client needs.
Luke
Mortgage Adviser
A mortgage professional since 2005, Luke has worked across banks and independent brokers. He specialises in complex cases and provides tailored solutions for first-time buyers and property investors.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, re-mortgages, buy-to-let, equity release, and commercial mortgages across the UK market.
Are you FCA-authorised?
Yes, we are directly authorised by the Financial Conduct Authority for mortgage and protection advice.
Which areas do you serve?
We operate throughout Sevenoaks, Maidstone, Tonbridge, London, and the wider South East region.
How do you charge for your services?
Our fees are fully disclosed upfront through our Disclosure Document upon request.
Can you help with complex cases?
Our team specialises in non-standard cases including self-employed applicants and international clients.
Do you offer protection products?
Yes, we provide life insurance, critical illness cover, and income protection alongside mortgage solutions.
