Business Details
11 Years
experience
Expert Mortgage Brokers in London
Caplon Property Finance Property Finance is a dedicated mortgage advisory service specialising in complex scenarios and high-value property finance solutions. With a focus on building strong relationships with clients and lenders, we provide tailored advice to meet individual financial circumstances. Our expertise spans residential mortgages, buy-to-let investments, equity release, and large loan mortgages, supported by a commitment to understanding each client's unique requirements.Led by Daniel Emerson, a qualified Financial Advisor with extensive industry experience, we combine market knowledge with a personalised approach to deliver effective mortgage solutions. Our services are underpinned by regulatory compliance through our association with the Financial Conduct Authority, ensuring transparency and trust in all our client interactions.
Services
Residential Mortgages
Buy-to-Let Mortgages
Equity Release
Large Loan Mortgages
Mortgage Protection
Details
- Year established: 2015
Highlights and features
- We specialise in complex mortgage scenarios and high-value property finance solutions
- Our whole-of-market expertise secures competitive rates for unique financial circumstances
- Personalised service combining lender relationships with detailed case analysis
- Regulated by the Financial Conduct Authority for professional standards
- Proven track record with client testimonials highlighting exceptional service delivery
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent throughout the process
Superb in every aspect
Outstanding service
Genuinely kind and trustworthy
Goes above and beyond
Services
Residential Mortgages
We provide tailored residential mortgage solutions for high-value properties and complex financial scenarios. Our service includes mortgage comparisons, affordability assessments, and lender negotiations to secure competitive rates. With expertise in offset mortgages, interest-only options, and joint borrower arrangements, we deliver solutions that balance immediate needs with long-term financial planning.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage advice covers portfolio management, limited company borrowing, and HMO financing. We handle low-yield high-value properties and non-experienced landlord scenarios, offering solutions for 0-80% loan-to-value requirements. Our expertise extends to portfolio refinancing and multi-unit freehold blocks for property investors.
Equity Release
Tailored equity release solutions for homeowners over 55, including lifetime mortgages and home reversion plans. We provide impartial advice comparing equity release against standard mortgage options, considering tax implications and estate planning. Our service ensures clients understand all available capital release options and their long-term impacts.
Large Loan Mortgages
Expertise in securing mortgages exceeding 5m for complex financial situations. We manage applications involving multiple income streams, sophisticated financial structures, and non-standard properties. Our approach combines lender relationship management with detailed affordability assessments to create robust applications for high-net-worth clients.
Mortgage Protection
Comprehensive mortgage protection advice covering life cover, critical illness insurance, and income protection. We tailor policies to individual circumstances, ensuring appropriate coverage for death, illness, or income loss scenarios. Our service helps clients understand protection requirements and implement safeguards aligned with their mortgage commitments.
People
Daniel Emerson
Founder & Mortgage Advisor
Established Caplon Property Finance Property Finance in 2015 after recognising the need for specialist mortgage advice. Holds a Diploma in Mortgage Studies and Certificate in Equity Release. Combines 15+ years' industry experience with FCA-regulated compliance to deliver tailored mortgage solutions for complex cases.
Questions
What mortgage services do you specialise in?
We specialise in residential mortgages, buy-to-let investments, equity release for over-55s, large loan mortgages exceeding £5m, and mortgage protection solutions.
How do you handle complex mortgage scenarios?
Our expertise lies in assessing unique financial circumstances, multiple income streams, and non-standard properties to create tailored mortgage applications that meet lender criteria.
Are your mortgage advisors qualified?
Yes, our lead advisor holds a Diploma in Mortgage Studies and Certificate in Equity Release, operating under FCA regulation for professional standards compliance.
Do you offer equity release advice?
We provide impartial equity release advice alongside alternative mortgage options, explaining lifetime mortgages, home reversion plans, and their implications for estate planning.
