Business Details
Trusted Financial Advisers in Chippenham
At Platinum Financial Solutions, we pride ourselves on providing tailored financial advice rooted in integrity and expertise. With access to over 3,000 mortgage products from 54+ lenders, we specialise in finding solutions for residential mortgages, buy-to-let portfolios, and equity release. Our approach prioritises understanding clients' unique circumstances, ensuring recommendations align with their long-term goals. Backed by 2plan Wealth Management Ltd, an FCA-authorised firm, we combine personal service with industry-leading resources.Over 95% of our business comes from repeat clients and referrals, reflecting our commitment to transparency, client education, and stress-free financial planning. With 3,500+ satisfied customers, we focus on building trust through clear communication, ethical practices, and dedicated support throughout every financial journey.
Services
Buy to Let Mortgages
Residential Mortgages
Equity Release
Financial Planning
Retirement Advice
Cash Flow Modelling
Life Insurance
Critical Illness Insurance
Highlights and features
- Access to 3,000+ mortgage products from 54+ lenders
- 95% of new business comes from satisfied clients
- FCA-regulated financial advice and mortgage services
- Personalised service focused on long-term client goals
- 3,500+ satisfied customers across diverse backgrounds
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Patient and understanding
Good mortgage at lower rate
Prompt communication
Caring approach
Services
Buy to Let Mortgages
Specialist advice for property investors seeking buy-to-let financing. We access competitive rates from 54+ lenders, including exclusive products unavailable on the high street. Our FCA-regulated team provides portfolio management strategies and stress-test scenarios to ensure long-term viability.
Financial Planning
Comprehensive financial planning tailored to individual goals. Services include retirement strategy, cash flow modelling, and investment advice. We focus on tax-efficient solutions and intergenerational wealth planning, supported by 2plan Wealth Management's resources.
Equity Release
Tailored equity release solutions for homeowners over 55. We offer impartial advice on lifetime mortgages and home reversion plans, ensuring clients understand lifetime implications. Our process includes assessing alternative funding options and inheritance impact.
Critical Illness Insurance
Customisable critical illness cover protecting against life-changing diagnoses. We compare policies across providers to find appropriate coverage levels and definitions. Our advice considers pre-existing conditions and family medical history for accurate risk assessment.
Retirement Advice
Specialist retirement planning services including pension consolidation, drawdown strategies, and tax-efficient income planning. We use cash flow modelling to project retirement sustainability and coordinate with mortgage exit strategies for holistic financial security.
People
Stuart Gilbert
Mortgage Advisor
FCA-registered mortgage expert with 20+ years' experience. Specialises in complex mortgage solutions and portfolio management. Committed to transparent advice and client education.
Sue Wootton
Mortgage Advisor
Experienced mortgage advisor focusing on first-time buyers and residential remortgaging. Known for patient guidance through complex financial documentation and stress-free application processes.
Becky May
Mortgage Advisor
Specialist in buy-to-let financing and property investment strategies. Provides clear explanations of market trends and lender criteria to property investors.
Karen Taylor
Administrator
Key client liaison handling mortgage application logistics and insurance policy administration. Ensures timely processing of documentation and client communications.
Questions
What mortgage types do you specialise in?
We specialise in residential mortgages, buy-to-let portfolios, equity release, and complex cases including self-employed applicants and overseas property purchases.
How do you charge for financial advice?
Our fees vary by service. Mortgage advice typically includes an initial consultation fee and lender arrangement charges. Financial planning services operate on hourly rates or fixed-fee packages.
Are your services regulated?
Yes, we are an appointed representative of 2plan Wealth Management Ltd, authorised and regulated by the Financial Conduct Authority (FCA number 494476).
Can you help with existing mortgage issues?
We assist with mortgage arrears management, remortgaging options, and lender negotiations. Our team provides impartial advice to resolve financial difficulties.
Do you offer insurance policy reviews?
Yes, we provide free initial reviews of existing life, critical illness, and income protection policies to ensure adequate coverage and value for money.
