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Business Details
17 Years
experience
Trusted Mortgage Advisers in Lanarkshire
Established in June 2009, AL Mortgages has built a reputation as a trusted mortgage advisory service operating across the United Kingdom. Our team of experienced professionals is dedicated to providing tailored mortgage solutions, prioritising client needs through a comprehensive understanding of individual circumstances. With offices in Bellshill, Lanarkshire, we serve clients nationwide via face-to-face consultations, telephone, or online platforms. Our advisers possess over 60 years of combined experience in financial services, ensuring access to a wide range of mortgage products from a diverse panel of lenders. We maintain strong relationships with industry partners, enabling us to secure exclusive interest rates and streamline the mortgage process.

As an appointed representative of PRIMIS Mortgage Network, regulated by the Financial Conduct Authority, we adhere to rigorous professional standards. Our commitment extends beyond initial transactions, offering ongoing support to ensure clients maintain optimal mortgage and protection arrangements. We specialise in first-time buyer mortgages, remortgaging, buy-to-let investments, and adverse credit scenarios, providing clear guidance on associated costs and risks. Our fee structure operates on a success basis, charged only upon mortgage approval, reflecting our confidence in delivering value to clients. This client-centric approach has cultivated a loyal customer base and consistently high satisfaction ratings.
Services
Mortgages Remortgage Buy-to-Let Adverse Credit Mortgages Mortgage Protection
Details
  • Year established: 2009
Highlights and features
  • We offer over 60 years combined experience in financial services
  • Our comprehensive lender panel provides exclusive interest rate options
  • Personalised mortgage solutions tailored to individual circumstances
  • Flexible consultation options including evening appointments
  • Success-based fee structure with charges only upon mortgage approval
Associations and certifications
  • Financial Conduct Authority (FCA)
Services
Mortgages
We provide tailored mortgage solutions for first-time buyers and home movers. Our advisers access a comprehensive lender panel to secure competitive rates. With flexible consultation options and success-based fees, we simplify the mortgage process while maintaining FCA-regulated standards.
Remortgage
Our remortgaging service helps homeowners secure better deals or release equity. We assess early repayment charges, valuation fees, and new loan terms to ensure optimal financial decisions. Specialist advice covers debt consolidation and home improvement financing options.
Buy-to-Let
We offer specialist buy-to-let mortgage advice for property investors. Our services include assessing rental income requirements, sourcing competitive rates, and explaining tax implications. We provide guidance on both regulated and unregulated investment mortgage products.
Adverse Credit Mortgages
Our team specialises in helping clients with imperfect credit histories secure mortgage approvals. We work with specialist lenders and provide transparent advice about interest rates, deposit requirements, and strategies to improve mortgage eligibility.
Mortgage Protection
We offer comprehensive mortgage protection solutions including life cover, critical illness insurance, and income protection. Our policies ensure mortgage payments continue during financial hardship, providing security against repossession risks from unemployment or health issues.
Questions
What mortgage fees do you charge?
We charge a success fee between £0 and £495 upon mortgage approval. This fee reflects the administrative work required and is only payable when your mortgage offer is confirmed.
Can you help with bad credit mortgages?
Yes, we specialise in adverse credit mortgages. Our experienced advisers work with specialist lenders to help clients with imperfect credit histories secure home loans, explaining all available options and requirements.
Do you offer remote mortgage consultations?
Yes, we provide flexible consultation options including telephone, online, Skype, and FaceTime appointments to accommodate clients throughout the UK.
What protection plans do you offer?
We provide mortgage protection plans including life cover, critical illness insurance, income protection, and whole-of-life policies to safeguard against repossession risks from financial hardship.
Are your mortgage rates competitive?
Yes, our comprehensive lender panel provides access to exclusive interest rates. We work with major banks and building societies to source the most suitable deals for individual circumstances.
How do you handle mortgage complaints?
We have a formal complaints procedure outlined on our website. Clients can contact our office directly or follow the process detailed in our terms and conditions for resolution.