Business Details
Your Trusted Mortgage Broker in Swindon
A Mortgage 4 You are seasoned mortgage specialists with over 40 years of combined experience in financial services. We focus on providing tailored mortgage solutions for clients with adverse credit histories, including discharged bankrupts and those with CCJs. Our expertise extends to buy-to-let portfolios, commercial mortgages, and bridging finance, supported by a panel of niche lenders. We pride ourselves on transparency, offering honest advice and leveraging our long-standing lender relationships to secure competitive terms.Our commitment to client-centric service ensures we address individual circumstances, whether you're a first-time buyer or expanding an investment portfolio. With a focus on innovation, we adapt to market changes and regulatory updates to deliver sustainable financial solutions. Our team prioritises clear communication, ensuring clients understand all aspects of their mortgage journey from application to completion.
Services
Bad Credit Mortgages
Buy to Let Mortgages
Commercial Mortgages
Bridging Loans
Help to Buy Equity Loan
Fixed Rate Mortgages
Tracker Rate Mortgages
HMO Mortgages
Remortgaging
Development Finance
Highlights and features
- We have over 40 years of combined experience in financial services.
- We are specialists in finding mortgages for people with bad credit.
- We offer access to whole-of-market lenders and exclusive products.
- We provide transparent advice with no hidden fees.
- We maintain long-term relationships with niche lenders for competitive terms.
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
Kept us updated
Lovely gift
Services
Bad Credit Mortgages
We specialise in mortgages for clients with poor credit histories, including CCJs, IVAs, and discharged bankruptcies. Our access to niche lenders allows us to secure competitive rates and higher LTVs where possible. With over 40 years of experience, we guide clients through the application process to maximise approval chances.
Buy to Let Mortgages
We offer tailored buy-to-let mortgages for landlords seeking to expand their portfolios. Our services include advice on tax-efficient structures, stress-test compliance, and access to specialist lenders. We support both novice and experienced investors in securing competitive terms for standard and HMO properties.
Commercial Mortgages
We provide commercial mortgages for business premises and investment properties. Our expertise includes advising on deposit requirements, rental stress tests, and lender criteria. We work with clients to secure terms aligned with their business goals, including development finance and refinancing options.
Bridging Loans
We arrange bridging loans for urgent property purchases or development projects. Our access to flexible lenders allows us to offer competitive rates for loans up to 100m. We assist clients in structuring repayments and meeting eligibility criteria for both residential and commercial assets.
Help to Buy Equity Loan
We facilitate Help to Buy Equity Loans for first-time buyers, enabling purchases with a 5% deposit. Our guidance covers eligibility, government loan terms, and lender selection. We simplify the process for new-build properties, ensuring compliance with scheme rules and maximising approval likelihood.
People
Michael J Alexander
Director
Michael has over 40 years of experience in financial services and specialises in connecting clients with niche mortgage lenders. He focuses on delivering tailored solutions for complex cases, including bad credit and commercial financing.
Questions
Can I get a mortgage with a bad credit history?
Yes, we specialise in bad credit mortgages and work with lenders who consider historical issues like CCJs, IVAs, and bankruptcies.
Do you offer buy-to-let mortgages for portfolio landlords?
Yes, we provide competitive buy-to-let mortgages, including portfolio and HMO options, with advice on tax efficiency and lender criteria.
What commercial mortgage options are available?
We offer commercial mortgages for business premises and investment properties, with support on deposits, rental stress tests, and refinancing.
Can I remortgage with bad credit?
Yes, we help clients remortgage despite adverse credit by sourcing lenders who assess individual circumstances and equity positions.
How do I start a mortgage application?
Begin by requesting a callback or submitting an enquiry form. We’ll review your credit file and recommend suitable lenders.
Are there mortgages for discharged bankrupts?
Yes, we have lenders that accept applications from discharged bankrupts, with terms based on recovery evidence and deposit size.
