Clearly Loans
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Clearly Loans
We could offer you a second mortgage of between 5,000 and 100,000 if you are a homeowner in England, Wales, Scotland or Northern Ireland. Good creditPoor creditGood credit assumes no adverse credit history such as mortgage or loan arrears, CCJs or Defaults, or unsecured credit arrears. The loan example above include a 395 lender fee and a 7% broker fee and is for illustration purposes only.

Loan rates are dependent on individual circumstance and criteria. Interest rates and fees are different in Northern Ireland. Visit our FAQ section to find the answer, plus answers to many other frequently asked questions.
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Clearly Loans is a second mortgage lender founded and run by an experienced team of finance industry professionals.
We are regulated by the Financial Conduct Authority.
We aim to make the process of taking out a second mortgage as clear and transparent as possible.
Clearly Loans is a responsible lender, so before we agree to lend you money, we'll consider your monthly income and expenses to make sure your loan is affordable.
You can find out more information on the loan process and the benefits of using us or how to apply.
Second mortgages, often called second charge loans or secured loans, are only available to homeowners.
People mostly use second mortgages to pay for home improvements, to reduce monthly outgoings by consolidating existing finance or to pay for special events such as weddings but they are available for almost any purpose.
Second mortgages typically offer larger loan amounts, lower interest rates and longer payback periods than many short term unsecured loans.
Good creditPoor creditGood credit assumes no adverse credit history such as mortgage or loan arrears, CCJs or Defaults, or unsecured credit arrears.
At Clearly Loans, we are committed to keeping our 3-step application process as clear and simple as possible.
We are committed to keeping our interest rates competitive and are always looking for ways to improve the service we offer.
After you receive your loan, our customer services team will be on hand to help you with any questions you may have.
Before you apply, why not use our loan calculator to see what your monthly repayments could be.
The calculator will show you the best loan rate which could be available to you, based on the amount you want to borrow and the term over which you'd like to repay the loan.
To find a broker, type "Second mortgage broker" into your preferred internet search engine.
The broker will suggest the loan that best suits your needs, which may be provided by a lender other than Clearly Loans.
Once the loan broker has received your application, they'll probably call you to run through some basic details with you.
Clearly Loans only accepts applications through secured loans brokers.
To find a broker, type "Second mortgage broker" into your preferred internet search engine.
The broker will suggest the loan that best suits your needs, which may be provided by a lender other than Clearly Loans.
Anyone who is a homeowner, based in England, Wales or Scotland, with an existing first mortgage and over the age of 21 can apply.
As a responsible lender, we will work with you to make sure that the loan is affordable before we lend.
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