Business Details
21 Years
experience
Trusted Mortgage Brokers in Trowbridge
Established in 2005, F X Mortgages has built a reputation for delivering expert mortgage advice tailored to individual client needs. Our team combines extensive experience from financial services and banking backgrounds to guide customers through the complexities of mortgages, whether for first-time purchases, remortgaging, buy-to-let investments, or property upgrades. We prioritise accessibility, offering home or workplace visits across Trowbridge, Chippenham, Corsham, Bath, and Bristol, while remaining available to clients further afield. Our insurance services are similarly customised, addressing property and personal protection requirements with the same client-centric ethos.As an appointed representative of Mortgage Intelligence Ltd, authorised and regulated by the Financial Conduct Authority, we uphold rigorous professional standards. Our commitment to quality extends to resolving client concerns through the Financial Ombudsman Service, ensuring transparency and accountability. With a focus on local market knowledge and nationwide reach, we aim to simplify mortgage and insurance decisions for all customers.
Services
Mortgages
Insurance
Buy to Let
Remortgaging
First Time Buyers
Details
- Year established: 2005
Highlights and features
- We provide expert mortgage advice since 2005 with FCA-regulated services
- Our team offers tailored insurance solutions for property and personal protection
- Advisors visit clients at home or work in Trowbridge, Bath, and surrounding areas
- We serve clients nationwide, not limited to local regions
- Complaint resolution available through the independent Financial Ombudsman Service
Associations and certifications
- Financial Conduct Authority
- Financial Ombudsman Service
Services
Mortgage Advice
Our expert mortgage advisors help clients navigate first-time purchases, remortgaging, and property investments. We assess individual financial situations to recommend suitable mortgage products with competitive rates. Our FCA-regulated service ensures transparent, compliant advice tailored to long-term affordability.
Insurance Products
We provide customised insurance solutions covering property and personal protection needs. Our advisors evaluate client requirements to recommend appropriate coverage levels for life insurance, critical illness cover, and home insurance policies. All recommendations consider existing financial commitments and future security goals.
Buy to Let
Specialist buy-to-let mortgage advice covers property investment strategies and landlord insurance requirements. We access competitive rates for rental property purchases and provide cashflow analysis to ensure viable investment returns. Our service includes tax-efficient structuring considerations for property portfolios.
Remortgaging
We review existing mortgage arrangements to identify cost-saving opportunities through remortgaging. Our analysis considers early repayment charges, new rate benefits, and equity release options. The service helps clients reduce monthly payments or access capital for home improvements and debt consolidation.
First Time Buyers
Tailored support for first-time property purchases includes explaining mortgage options, government schemes, and deposit requirements. We simplify the buying process from affordability checks to completion, with guidance on associated costs like stamp duty and conveyancing fees.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let investments, and property upgrade financing with tailored advice for each client's circumstances.
Are your services regulated?
Yes, we operate as an appointed representative of Mortgage Intelligence Ltd, authorised and regulated by the Financial Conduct Authority for mortgage and insurance services.
Do you offer home visits?
Yes, our advisors visit clients at home or work in Trowbridge, Chippenham, Corsham, Bath, and Bristol at convenient times.
How can I check mortgage affordability?
Use our online mortgage calculator to estimate borrowing capacity based on income, outgoings, and property value considerations.
What insurance options are available?
We offer property insurance and personal protection policies tailored to individual needs, including life cover and critical illness protection.
How do I make a complaint?
Contact us directly to resolve issues, or escalate to the Financial Ombudsman Service if needed for independent resolution.
